Chime ATM Compatibility and Usage

Discover the Benefits of Chime: ATM Compatibility and Usage


In the digital age, online banking has become increasingly popular, and Chime is one such platform that has gained significant attention. Offering a range of modern banking services, Chime provides its users with convenience, flexibility, and a seamless banking experience. If you’re wondering about the different ways to use Chime and which ATMs accept it, you’ve come to the right place. In this article, we’ll explore the various uses of Chime and the ATMs where you can access your funds hassle-free.

What is Chime?

Chime is an online banking platform that offers a full suite of banking services through its mobile app and website. It is designed to simplify your financial life by providing a user-friendly interface and innovative features. With Chime, you can easily manage your money, transact, and monitor your spending. It offers features like early direct deposit, fee-free overdraft protection, automatic savings, and more.

Using Chime:

  1. Mobile Banking: Chime primarily operates through its mobile banking app, which is available for iOS and Android devices. This app allows you to access your Chime account, check your balance, review transactions, transfer funds, pay bills, and manage your savings goals. It provides a convenient way to stay in control of your finances and make transactions anytime, anywhere.
  2. Chime Visa Debit Card: Chime provides users a Visa debit card linked directly to their Chime account. You can use this card to purchase online or in-store wherever Visa is accepted. It also allows you to withdraw cash from ATMs, making it easy to access your funds when needed.

ATMs that Accept Chime

Regarding withdrawing cash, Chime provides access to over 60,000 fee-free ATMs nationwide through partnerships with the MoneyPass and Visa Plus Alliance networks. Here are some of the ATMs that accept Chime:

  1. MoneyPass Network: Chime partnered with the MoneyPass network, which provides access to a vast network of ATMs across the United States. You can use the Chime app or website to locate the nearest MoneyPass ATM, where you can withdraw cash without incurring any fees.
  2. Visa Plus Alliance: Chime is also a part of the Visa Plus Alliance network, which extends its ATM coverage worldwide. This network includes ATMs located internationally, allowing Chime users to access their funds when traveling abroad.

Finding Chime-Accepting ATMs

To locate ATMs that accept Chime, follow these steps:

  1. Open the Chime mobile app or visit the Chime website.
  2. Go to the “Settings” or “ATM Finder” section.
  3. Enter your location or allow the app to access your current location.
  4. The app will display a list of nearby ATMs that accept Chime and directions.

Note: It’s essential to check the Chime app or website for the most up-to-date information on ATM locations and potential fees.


Chime offers a convenient and user-friendly banking experience, allowing you to manage your finances efficiently. With the Chime mobile app and a Chime Visa debit card, you can make purchases, transfer funds, pay bills, and access cash through ATMs. By partnering with the MoneyPass and Visa Plus Alliance networks, Chime provides access to many fee-free ATMs nationwide and internationally. Whether you need to withdraw cash or manage your finances on the go, Chime offers a comprehensive solution for your banking needs.