What ATMs Let you Withdraw $1 Bills Near Me?

Some ATMs allow withdrawals as small as $1.

With many people experiencing severe financial hardship at the moment, it makes sense for ATMs to be set up so that they can dispense smaller denomination bills as well as larger ones. Over the past few years, some banks have stepped up in this regard and made it possible for individuals to withdraw as little as $1 from their ATM network. 

Why Smaller Denominations Have Become Popular in ATMs

Towards the end of the month or other payday period, several people find themselves sitting with very little funds in their bank accounts and thinking that they won’t be able to withdraw it because ‘it’s such a small amount.’ However, several banks have now made provisions for their customers to obtain $1 bills at their ATMs – and to even withdraw a cash amount of as little as $1 at a time. 

Loading $1 bills into an ATM allows a customer to withdraw an odd amount of cash if required. For example, they may need to withdraw $38 because that’s all they have available – and having the $1 bills in the ATM makes this possible. 

Banks that Have Made $1 Bills Available at ATMs

The following banks have made it possible for their customers to withdraw $1 bills at their network of ATMs around the country:

  • Fifth Third – this option is available at some of the bank’s newer ATMs
  • Chase – $1 bills can be withdrawn inside the various ATM branch locations
  • PNC – customers can usually withdraw $1 bills at the bank’s ATM branch locations

How Much Can You Withdraw at an ATM in a Day?

Just as most banks and ATMs have maximum limits on the amount of cash you can withdraw daily, there may also be minimum withdrawal limits at some ATMs. For instance, some banks may require a minimum withdrawal of $5 or even $10 from their ATMs.

Other aspects that will affect the amount of money you’ll be able to withdraw at an ATM include your actual account balance and whether the ATM still has sufficient funds to provide for customers – especially if you are trying to withdraw later in the day. ATMs from different banks will also have varying limitations regarding using their machines. 

Keep ATM Fees in Mind

Even when you withdraw a cash amount of as little as $ from an ATM, you’ll need to remember that fees will be charged to your account if you are using a machine that does not belong to your specific bank or credit union. The best way to try and avoid paying fees for withdrawing your own money will be to ensure that you only use ATMs that belong to your bank. 

In some cases, ATM fees may be waived by a bank for various reasons, but this will not always be the case. As such, you should try to avoid using out-of-network ATMs whenever possible. 

One way to help avoid paying ATM fees is to purchase items at a store and request that a cash-back transaction is performed simultaneously. In many instances, fees may not be charged for doing this; if they are, they’ll usually be a minimal amount – far less than what you would pay at an out-of-network ATM.

Before attempting to perform a cash withdrawal of any amount at an ATM, it’s recommended that you inspect the machine closely for visible signs of tampering or malfunctioning. Having someone accompany you to an ATM is also a good idea, especially if it’s quieter.