Truist Bank, formed from the merger of BB&T and SunTrust, is now one of the largest banks in the United States. With thousands of branches and ATMs across the Southeast and beyond, Truist serves millions of customers. If you bank with Truist, knowing your daily ATM withdrawal limit is key to managing cash and avoiding surprises.
What Is the Truist ATM Withdrawal Limit?
Truist customers can generally withdraw up to $500–$1,000 per day at ATMs, depending on the type of debit card and account. Standard accounts often start at $500, while premium and business accounts may qualify for higher daily limits.
This range puts Truist in line with banks like PNC and Wells Fargo, though it falls short of the $2,000+ daily limits offered by Chase or Citibank.
Why Does Truist Have an ATM Limit?
ATM withdrawal limits are standard across the banking industry. Truist uses daily caps to help protect customers against fraud and to ensure that its ATMs don’t run out of cash too quickly. These limits balance customer convenience with security.
How to Increase Your Truist ATM Withdrawal Limit
- Request a temporary increase – Contact Truist customer service or visit a branch to request a higher limit, especially when traveling or making a large purchase.
- Upgrade your account – Premium and preferred accounts may automatically qualify for higher ATM and purchase limits.
- Withdraw at a branch – Tellers can provide larger withdrawals without being restricted by the ATM cap.
- Use multiple methods – Pair ATM withdrawals with debit card cash-back or wire transfers if you need more than your daily limit.
Truist ATM Network
Truist operates more than 2,000 branches and over 3,000 ATMs across its footprint, primarily in the Southeast. Customers can withdraw cash for free at Truist ATMs, while out-of-network usage may trigger additional fees from the third-party operator.
How Truist Compares to Other Banks
With a $500–$1,000 daily ATM withdrawal limit, Truist sits in the mid-range compared to other large banks. For example, Discover limits customers to $510, while Regions caps most accounts at $808. On the higher end, Chase and Citibank allow $2,000 or more for certain customers.
For a complete breakdown, check out our guide on the best banks with high ATM withdrawal limits.
Tips for Managing ATM Withdrawals With Truist
- Use the Truist mobile app to check your balance before large withdrawals.
- Withdraw during the day at secure ATMs when taking out close to your daily cap.
- Request a temporary increase in advance if you know you’ll need extra cash.
- Consider electronic transfers or in-branch withdrawals for amounts above $1,000.
Final Thoughts
Truist Bank’s daily ATM withdrawal limit of $500–$1,000 covers most everyday needs but may feel restrictive if you need larger sums frequently. With thousands of ATMs across the Southeast and the option to request temporary or permanent increases, Truist gives customers flexibility while maintaining security. If you often need $2,000+ daily, you may want to compare Truist with banks like Chase or Citibank.