Need cash from your Venmo balance without paying ATM fees? The best way is to use the Venmo Debit Card at an in-network MoneyPass® ATM. Below is a quick guide to finding fee-free machines, understanding limits and fees, and avoiding gotchas—so you keep more of your money.
Find Venmo-friendly ATMs near me →
Quick Answer
- Use MoneyPass® ATMs for $0 Venmo withdrawal fees in the U.S.
- Out-of-network ATMs typically cost $2.50 from Venmo plus any fee the ATM operator charges.
- Daily ATM/cash-back limit: up to $1,000/day on the Venmo Debit Card (resets 12:00 a.m. CT).
How to Find a Fee-Free ATM (MoneyPass®)
- Search our guide: Use MoneyPass ATM Near Me for quick lookups and tips.
- Check the official locator: Use the MoneyPass ATM locator and look for the MoneyPass logo on the machine or screen at the location.
- Confirm on the machine: If a site lists multiple ATMs, choose the one that explicitly shows the MoneyPass logo to avoid surcharges.
Fees & Limits for Venmo ATM Withdrawals
| Item | What to Expect |
|---|---|
| In-network ATM fee | $0 at MoneyPass® ATMs in the U.S. |
| Out-of-network ATM fee | $2.50 Venmo fee + any operator fee |
| Over-the-counter (bank teller) cash withdrawal | $3.00 fee (signature required) |
| Daily ATM / cash-back limit | Up to $1,000/day (resets 12:00 a.m. CT) |
| Card network marks to look for | Mastercard®, PULSE®, Cirrus®, MoneyPass® |
Pro tip: You can also request cash-back at checkout with the Venmo Debit Card at many retailers for $0 (ask the merchant about their policy).
Avoid Fees: Best Practices
- Plan ahead: Search for Venmo-friendly ATMs near you before you need cash.
- Stay in-network: Use MoneyPass locations for free withdrawals.
- Consolidate withdrawals: If you must use an out-of-network ATM, minimize trips to reduce total fees. (Mind the daily limit.)
- Consider cash-back: When shopping, ask for cash-back to avoid ATM fees entirely.
FAQs
Do I need the Venmo Debit Card to use an ATM?
Yes. ATM access requires the Venmo Mastercard® Debit Card linked to your Venmo balance. (The Venmo Credit Card doesn’t provide ATM cash access.)
Can I deposit cash at MoneyPass ATMs with Venmo?
No. The Venmo Debit Card supports cash withdrawals and purchase cash-back. Cash deposits at ATMs aren’t supported for Venmo balances.
What if there’s still a fee on a MoneyPass machine?
Verify the ATM actually displays the MoneyPass logo on the screen or chassis. If a location has multiple machines, only some may be in-network. If you were charged in error, save the receipt and contact Venmo support.
More Ways to Save on ATM Fees
Bottom line: To get cash from Venmo for free, stick with MoneyPass® ATMs, know your daily limits, and use purchase cash-back when it’s convenient.