MetaBank (Pathward) ATM Access Near Me: How to Find Fee-Friendly ATMs

ATM Near Me – Find Nearby ATMs, Banks, and Contactless Withdrawals

If you’re searching for a MetaBank ATM near you, it’s important to know how MetaBank access actually works today. MetaBank officially rebranded as Pathward, and most cards issued under the MetaBank name rely on partner ATM networks rather than a large branded ATM footprint.

This guide explains how to locate ATMs that work with MetaBank / Pathward-backed cards, which networks to use for surcharge-free withdrawals, and what limits or fees you should expect based on your specific card program.

Important: ATM access depends on the prepaid, payroll, or government program tied to your card. Always follow the network logos and program rules listed in your card materials or app.


How MetaBank (Pathward) ATM Access Works

MetaBank, now operating as Pathward, serves as the issuing bank behind many prepaid and program-based cards, including:

  • Tax refund and government benefit cards
  • Employer payroll and paycards
  • Fintech and co-branded prepaid debit cards

Instead of proprietary ATMs, these cards typically use shared ATM networks. Your ability to withdraw cash — and whether fees apply — depends on:


  • The network logos on the back of your card (Allpoint, MoneyPass, Visa PLUS, Mastercard Cirrus)
  • Whether the ATM is listed as surcharge-free for your program
  • Limits and fees set by your specific card issuer or employer

Best Ways to Find MetaBank / Pathward-Friendly ATMs

  • Check your card materials or app: Look for language like “Fee-free at Allpoint ATMs” or “Use MoneyPass ATMs.”
  • Search partner networks directly:
  • Use a general locator: Visit the ATM Near Me hub to compare nearby options.
  • Confirm on screen: Always review any surcharge notice before completing your withdrawal.

ATM Fees to Watch For

Fees usually come from two sources:

  • ATM operator fees: Charged by the machine owner (often waived at in-network ATMs)
  • Program fees: Charged by your card issuer per withdrawal

To reduce costs:

  • Use ATMs listed as surcharge-free for your card
  • Withdraw larger amounts less often
  • Review your card’s fee schedule before traveling

For a full breakdown, see our ATM fees guide.

MetaBank / Pathward ATM Withdrawal Limits

Many MetaBank or Pathward-backed cards have daily ATM withdrawal limits around $500, but limits vary by program.


  • Card type (payroll, prepaid, government)
  • Program-specific rules
  • The ATM’s per-transaction cap

You can confirm your exact limit by checking your cardholder agreement, mobile app, or calling the number on the back of your card.

Compare limits across institutions in our ATM withdrawal limits by bank guide.

Where These ATMs Are Commonly Found

  • Big-box retailers like Walmart and Target
  • Drugstores such as CVS and Walgreens
  • Grocery stores and convenience stores
  • Standalone ATMs participating in Allpoint or MoneyPass

Always prioritize the supported network logo over the bank name printed on the ATM.

Deposits and Other Limitations

Most MetaBank / Pathward-backed cards are designed for withdrawals and spending, not cash or check deposits.

  • Some programs allow mobile check deposits
  • Cash deposits may be available at select partner locations

If deposits matter, see how to find ATMs that accept deposits.


MetaBank vs Pathward: What Changed?

MetaBank officially rebranded as Pathward in 2022. While the name changed, the underlying card programs, ATM networks, and access rules generally remained the same.

You may still see “MetaBank” on older cards or documentation, but ATM access usually follows your program’s current Pathward-backed terms.

Frequently Asked Questions

Are MetaBank and Pathward the same?
Yes. MetaBank rebranded as Pathward, and most cards continue working normally.

Are MetaBank ATMs fee-free?
Only when you use an in-network or surcharge-free ATM listed for your specific card program.

Can I use my card at any ATM?
Yes, but out-of-network ATMs may charge fees. Using Allpoint or MoneyPass often reduces costs.

Related Guides

Updated for 2026 to reflect current Pathward-backed card programs and ATM network access.