MetaBank ATM Near Me (Now Pathward) – 2025 Guide to Fee-Free Access

Need a MetaBank ATM near you to access your prepaid or tax refund card? Even though MetaBank has rebranded as Pathward, many cards and ATMs still show the MetaBank name. This guide walks you through how to find nearby ATMs, avoid unnecessary fees, and understand your withdrawal options.

Find a MetaBank / Pathward ATM Near You

Use the interactive map below to search “MetaBank ATM near me” (or Pathward) and zoom in on your current location. Be sure to allow location access on your device for the most accurate results.


Tip: If you don’t see a MetaBank label nearby, search instead for “Pathward ATM,” “Allpoint ATM,” or “surcharge-free ATM” – many MetaBank/Pathward cards use partner networks instead of branded machines.


How MetaBank (Pathward) ATM Access Works

MetaBank, now operating as Pathward, is the bank behind many:

  • 📄 Tax refund and stimulus cards
  • 💳 Prepaid debit cards and paycards
  • 🏦 Co-branded cards for fintechs and employers

Most of these cards rely on partner ATM networks rather than a large branch footprint. That means your ATM experience depends on:

  • The logo on the back of your card (Allpoint, MoneyPass, Visa/PLUS, Mastercard/Cirrus, etc.)
  • Whether an ATM is listed as surcharge-free in your cardholder materials or app
  • The specific program rules set by your employer, government agency, or card issuer

For more on fee-free options, see our guide to surcharge-free ATMs near you.

Ways to Find MetaBank / Pathward-Friendly ATMs

  • Check your card or welcome packet: Look for language like “No-fee withdrawals at Allpoint ATMs” or “Use MoneyPass ATMs surcharge-free.”
  • Use your card program’s app or website: Many MetaBank/Pathward-backed cards have their own ATM locator.
  • Search partner networks: If your card mentions a network, use:
  • Use our locator hub: For broader options, visit the main ATM Near Me locator.

Fees at MetaBank / Pathward ATMs

ATM costs usually come from two places:


  • ATM operator fee: Charged by the owner of the machine (often waived at in-network or surcharge-free ATMs).
  • Card program fee: Some MetaBank/Pathward cards charge an additional ATM withdrawal fee per transaction, especially out-of-network.

To keep more of your cash:

  • Use ATMs specifically listed as surcharge-free for your card.
  • Withdraw slightly larger amounts less frequently to minimize per-transaction fees.
  • Check your cardholder agreement or app before traveling or withdrawing frequently.

If avoiding fees is a big priority, you may also want to review our complete guide to avoiding ATM fees.

Withdrawal Limits at MetaBank ATMs

The daily withdrawal limit often quoted for MetaBank/Pathward cards is around $500 per day, but your exact limit can vary based on:

  • The type of card (paycard, government card, prepaid, etc.)
  • Program-specific settings from your employer or agency
  • The ATM’s own per-transaction cap

You can usually find your specific limit by:


  • Checking your cardholder agreement or welcome letter
  • Viewing the Fees & Limits section inside your card’s mobile app
  • Calling the customer service number on the back of your card

For more context on limits across banks, see our breakdown of ATM withdrawal limits by bank.

Where Are MetaBank / Pathward ATMs Commonly Located?

While MetaBank doesn’t have a large branded branch network, its ATMs and partner-network machines are often found in:

  • Big-box retailers: Walmart, Target (via network ATMs inside)
  • Drugstores & grocery chains: CVS, Walgreens, regional supermarkets
  • Gas stations & convenience stores: Speedway and other major brands
  • Standalone ATMs: Independent ATMs that are part of Allpoint, MoneyPass, or other networks

Always look for the network logos your card supports, not just a MetaBank or Pathward name.

Can You Deposit Cash or Checks at MetaBank ATMs?

Many MetaBank/Pathward-backed cards are designed primarily for spending and withdrawals, not deposits. Some programs may allow:


  • Cash deposits at select partner ATMs
  • Check deposits through mobile apps or at participating retailers

If deposits are important, it’s worth reading your card’s terms or contacting support to confirm. You can also use our guide to finding ATMs that accept deposits near you for more options.

Best Practices When Using MetaBank / Pathward ATMs

  • Use ATMs listed as in-network in your card materials or app.
  • Check the on-screen message for any surcharge notice before confirming your withdrawal.
  • Keep your printed or emailed receipt until the transaction appears correctly on your account.
  • If an error occurs (no cash, wrong amount, etc.), contact your card’s support line immediately and request an ATM investigation.

For more on handling transaction issues, see our article on ATM transaction errors and dispute resolution.

About MetaBank and the Pathward Rebrand

In July 2022, MetaBank officially rebranded as Pathward. While the name changed, the bank still provides:

  • Prepaid and paycard programs for employers
  • Tax refund and government card programs
  • Partnerships with fintechs and payment platforms

You may still see “MetaBank” on older cards or documentation, but in most cases your ATM access and program terms remain the same under the Pathward name.


FAQs – MetaBank / Pathward ATMs

Are MetaBank and Pathward the same bank?
Yes. MetaBank rebranded as Pathward in 2022. Your MetaBank-branded card is typically still valid, and ATM access works the same unless your program tells you otherwise.

Are MetaBank ATMs fee-free?
Withdrawals at in-network ATMs are often surcharge-free, but your card may still have its own per-withdrawal fee. Always check your card’s fee schedule and use ATMs listed as “surcharge-free” when possible.

Can I use my MetaBank card at any ATM?
You can usually use your card at any ATM that supports its network (Visa/PLUS, Mastercard/Cirrus, etc.). Out-of-network machines may charge extra fees, so using partner networks like Allpoint or MoneyPass can save money.

How do I know which ATMs my MetaBank/Pathward card supports?
Check the logos on the back of your card, your welcome materials, or your card’s mobile app. They’ll show the ATM networks (like Allpoint or MoneyPass) where you’ll get the best terms.


Related Guides

Updated November 2025 – Your evergreen guide to finding MetaBank (Pathward) ATMs and partner-network machines for convenient, low-fee cash access.