Some ATMs provide $5 bills for withdrawal.
When withdrawing cash anywhere, there may be times that you’ll need to get your hands on an odd amount, like $25 or $35, for instance. In cases like these, it can be pretty challenging to find an ATM that can provide you with $5 bills alongside other denominations because not all bank’s ATMs are loaded with smaller bills anymore.
Some Banks Provide $5 Bills at their ATMs
Some banks that still offer $5 bills at their ATMs include, but may not be limited to:
- PNC – at ATM branch locations only
- Fifth Third – only available at some of their newer ATM units
- Chase – Inside ATM branch locations only
Although some other banks may offer $5 bills at their ATMs, you may need to contact your bank or credit union directly to confirm before attempting to withdraw a smaller amount of cash.
Some new ATMs can choose the denominations of cash you’d like to receive when making a withdrawal. However, this option may not always be available.
Fees May Be Charged
Regardless of whether you only want to withdraw $5 or you need to obtain your cash withdrawal in increments of $5 bills, you’ll need to keep in mind that some ATMs charge fees for using their network, especially if the machine you intend to use is not part of your bank or credit union’s network.
One of the best ways to avoid paying hefty ATM fees is to only withdraw cash from your bank or credit union’s ATMs. Customers often qualify for a few free ATM monthly transactions with their own bank.
ATM fees can hurt, especially when you are already short on funds and need your existing cash to last until payday. Another option often available these days is to make a purchase in a store and request a cash-back transaction to be performed while your debit card is being processed. You’ll need to remember that some stores often impose limits on cash-back withdrawals, so it’s recommended that you inquire about their policy beforehand in this regard.
If you are using your bank or credit union’s mobile app, you may be able to take advantage of its functionality that allows you to locate any fee-free ATMs that may be close to where you live or work. While some banks may waive ATM fees in some instances, never rely on this entirely, as regulations in this regard can often change without notice.
Account Limits May Be Imposed
Another aspect to keep in mind when looking for an ATM to withdraw $5 bills from is that your particular bank account may have predetermined cash withdrawal limits imposed on it. For example, you may be required to withdraw a minimum of $10 or $20 – but request that you receive your money in $5 bills.
Your specific limits will depend on the bank your account is with, the type of account you have, and possibly the number of funds you keep in it regularly.
Basic ATM Safety
Before attempting to use any ATM, it’s recommended that you inspect it carefully for possible signs of tampering. In many cases, card skimming devices can be inserted into an ATM’s card slot and barely be visible from the outside. If anything looks out of the ordinary on a specific ATM, it’s best to look for a different machine to use.
It’s also a good idea to have a friend or family member accompany you whenever you need to withdraw cash at an ATM, especially in a standalone location or quiet neighborhood.