What ATMs Let You Withdraw $10 Bills Near Me?

Many ATMs offer the option of withdrawing $10 bills near me.


In most cases, ATMs dispense currency bills in increments of $20 or higher. This often means that you might be unable to withdraw a smaller amount of cash if that’s all you need or if you only have a small balance available in your bank account. 

In situations where your bank account may only have an available balance of less than $20, and you need a small amount of cash to tide you over for a day or two, you’ll need to actively seek out an ATM that offers the option of making a withdrawal of $10.

Banks that Currently Offer the Option to Withdraw $10 bills

A few selected bank franchises have advertised that they make $10 bills available in their ATMs, including:

  • Capital One
  • Fifth Third
  • Bank of America
  • Citibank
  • PNC
  • Chase ($10 bills are only made available at ATMs that are situated inside branches of Chase, though)

If you need to find out whether your specific bank issues $10 bills in their ATMs and they are not listed above, it’s recommended that you contact them directly to find out.

The Minimum Withdrawal Limit May Also Apply

Even though some banks may provide $10 bills in their ATMs for customer convenience, it doesn’t always mean that you’ll be able to make a withdrawal as small as that from them. 

Many banks have imposed minimum withdrawal limits on specific types of accounts, so there may be cases where you’ll still have to withdraw an amount larger than $10. However, the ATM may dispense this amount to you in $10 bills. 

Whether you can withdraw just $10 at a time depends on your bank balance, the type of account you have and any limitations imposed on it, and the specific bank’s ATM you’re attempting to withdraw the cash. 

Fees May Apply

Regardless that you may ‘only be withdrawing $10,’ you’ll need to remember that any ATM that does not belong to your specific bank will most likely charge a usage fee for the transaction. This could make that $10 withdrawal quite a costly transaction to process after all. 

As such, it’s recommended that you find out how much you’ll be paying in ATM fees before you decide to withdraw an amount as small as $10 from an ATM – especially if it’s one that does not belong to your existing banking franchise.

For more information about using an ATM without a fee, click here.

Tips to Avoid Paying Hefty ATM Fees

One of the main reasons bank account holders pay hefty fees when withdrawing as little as $10 in cash is that they use an ATM that does not belong to their specific bank. 

To try and avoid paying ATM fees when withdrawing such a small amount of money, it’s strongly recommended that you only use an ATM that belongs to your actual bank. Account holders will often qualify for a few free ATM transactions per month if they are performed at their particular bank. Sometimes, fees will be waived under certain circumstances, but these will depend on your account type and the bank you’re with.

Alternatives to Withdrawing $10 at an ATM Near Me

If you want to avoid paying out-of-network fees for using another bank’s ATM or you genuinely only need a small amount of cash for a specific purpose, some stores will allow you to purchase a small item and then request cash back to the value of $10 (or more if needed). However, each store’s policy may vary, so it’s best to inquire about it beforehand.