Searching for ATMs in San Jose? This guide helps you find fee-free, 24-hour, and cardless ATMs across the city — from Downtown San Jose and San Jose State to Santana Row, Willow Glen, and San Jose International Airport. Get cash fast while avoiding unnecessary fees and long detours.
Interactive Map: Find ATMs in San Jose
Use the live map below to locate the nearest ATM. Zoom in on your neighborhood or search nearby streets for bank branches, fee-free networks, and 24-hour machines.
Want to search beyond San Jose? Try our nationwide ATM Locator Tool for custom searches by city or ZIP code.
Best ATM Networks in San Jose
San Jose has strong coverage from major banks, credit unions, and surcharge-free networks. Popular options include:
- Chase ATMs – Widely available across San Jose, especially near business districts and retail areas
- Bank of America ATMs – Fee-free for account holders with many 24-hour locations
- Capital One ATMs – Select locations with cardless and contactless access
- MoneyPass ATMs – Surcharge-free for participating banks and credit unions
- Allpoint ATMs – Common in CVS, Walgreens, and other major retailers
Tips for Finding the Nearest ATM in San Jose
- Use Google Maps or your bank’s mobile app to find in-network ATMs and avoid surcharges.
- Check busy shopping centers like Westfield Valley Fair and Santana Row for multiple fee-free options.
- For late-night access, choose 24-hour ATMs inside grocery stores, pharmacies, or bank lobbies.
- Look for drive-thru ATMs along main routes such as Stevens Creek Blvd, Almaden Expressway, and Capitol Expressway.
Cardless & Contactless ATMs in San Jose
Many San Jose ATMs support cardless withdrawals with Apple Pay, Google Pay, and mobile banking apps. Tap your phone, verify in your app, and access cash without swiping a physical card.
- Contactless ATMs – Tap-to-pay enabled machines across the U.S.
- Cash App ATM Access – Where you can use your Cash App card and how limits work
- Apple Pay ATM Withdrawal Guide – Banks and networks that support Apple Pay at ATMs
ATM Safety Tips for San Jose
- Use ATMs in well-lit, secure areas, ideally inside bank branches, malls, or large retail stores.
- Shield the keypad while entering your PIN and avoid counting cash at the machine.
- Walk away from any ATM with a loose card slot, odd attachments, or damaged panels and report it to the bank.
Frequently Asked Questions (FAQs)
Are there fee-free ATMs in San Jose?
Yes. Use in-network ATMs from your own bank or surcharge-free networks like Allpoint and MoneyPass at participating retailers to avoid extra fees.
Do San Jose ATMs support cardless access?
Many ATMs in San Jose now support Apple Pay, Google Pay, and mobile banking app access for cardless withdrawals. Look for contactless symbols or “tap-to-pay” icons on the machine.
Explore More ATM Guides
- ATM Locator Tool – Search ATMs by city, ZIP code, or bank
- Avoid ATM Fees (Complete Guide)
- Using Mobile Wallets at ATMs
Updated regularly. Bookmark this page for fast access to ATMs in San Jose, including fee-free, 24-hour, and cardless options.