ATMs in Dallas: Fee-Free, 24-Hour & Cardless

Looking for the best ATMs in Dallas with no fees, 24-hour access, or cardless withdrawals? Whether you’re in Downtown Dallas, Uptown, Irving, Plano, or passing through DFW Airport, this guide helps you quickly find surcharge-free and mobile wallet–ready ATMs near you. Stop paying extra fees and use this complete Dallas ATM locator to find machines that work with your bank and your needs.

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Interactive Map: Find ATMs in Dallas, Texas

Use the map above to find ATMs across Dallas — including fee-free options, drive-thru machines, and ATMs that support mobile wallets. Click any location to view hours, fees, and directions. Want a broader search? Try our national ATM locator.


Best ATM Networks in Dallas

Dallas has a wide mix of national banks, credit unions, and surcharge-free networks. Here are the networks you’re most likely to find:

ATM NetworkCoverage in DallasFee-Free?Cardless Access
ChaseExtensive coverage citywideYes (members)Yes
Bank of AmericaHigh density across suburbs & urban areasYes (members)Yes
Capital OneMultiple branches throughout the Dallas areaYes (members)Yes
Allpoint & MoneyPassInside CVS, Walgreens, Kroger, WalmartYesVaries by machine

ATMs by Dallas Neighborhood

Find the nearest ATMs in Dallas by area:


  • Downtown Dallas: Dense network of Chase, BofA, and Capital One ATMs near Main Street, Commerce, and Elm
  • DFW Airport: Allpoint & MoneyPass ATMs located throughout Terminals A–E
  • Uptown & Deep Ellum: Mix of cardless-enabled ATMs and credit union branches
  • Plano & Irving: Retail centers like Walmart, Kroger, and Target host multiple surcharge-free ATMs

Cardless & Contactless ATMs in Dallas

Many Dallas ATMs now support Apple Pay, Google Pay, Samsung Wallet, and bank app–based withdrawals. Look for ATMs with tap-to-pay or contactless symbols on the reader.

How to Avoid ATM Fees in Dallas

The average out-of-network ATM fee in Dallas ranges from $2 to $4. Here’s how to avoid extra charges:

ATM Safety Tips in Dallas

  • Choose ATMs in well-lit, high-traffic areas
  • Inspect card slots for skimmers or loose parts
  • Cover your PIN and stay aware of your surroundings
  • Use drive-thru ATMs late at night instead of standalone machines

Dallas ATM FAQs

Are there fee-free ATMs in Dallas?

Yes. Allpoint, MoneyPass, and most bank-owned ATMs waive fees for account holders.

Do Dallas ATMs offer cardless withdrawals?

Many do. Chase, Bank of America, and Capital One support Apple Pay, Google Pay, and tap-to-pay withdrawals at select machines.


Where can I find 24-hour ATMs?

Most major bank ATMs in Dallas — especially in Uptown, Addison, and at DFW Airport — operate 24/7.

Next Steps

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