ATMs in Dallas (2025): Find 24-Hour, Surcharge-Free & Cardless ATMs Near You

Looking for the best ATMs in Dallas with no fees, 24-hour access, and cardless options? Whether you’re near Downtown Dallas, Plano, Irving, or DFW Airport, our complete ATM guide helps you find the nearest surcharge-free and mobile wallet-ready ATMs fast. Stop paying unnecessary fees and discover every option in one place.

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Interactive Map: Find ATMs in Dallas, Texas


Use the interactive map above to find ATMs across Dallas — including fee-free networks, drive-thru locations, and cardless access points. Click on any ATM marker for hours, fees, and directions. Prefer a custom search? Try our main ATM locator for ZIP code lookups.

Best ATM Networks in Dallas

Dallas offers a mix of national banks, credit unions, and fee-free networks. Here are the most common options:


ATM NetworkCoverage in DallasFee-Free?Cardless Access?
ChaseCitywide, heavy presence downtownYes, for account holdersYes
Bank of AmericaAll boroughs & suburbsYes, for account holdersYes
Capital OneMany branches in Dallas areaYes, for account holdersYes
Allpoint & MoneyPassInside CVS, Walgreens, TargetYesVaries

ATMs by Dallas Neighborhood

Here’s where to find the best ATMs in Dallas by area:

  • Downtown Dallas: Chase, Capital One, and Bank of America ATMs near Main Street and Elm Street
  • DFW Airport: Several Allpoint and MoneyPass ATMs in Terminals A–E
  • Uptown & Deep Ellum: Mix of cardless ATMs and credit union branches
  • Plano & Irving: Large retail centers like Walmart & Target host multiple ATMs

Cardless & Contactless ATMs in Dallas

More Dallas ATMs now support mobile wallets like Apple Pay, Google Pay, and Cash App. Look for ATMs with tap-to-pay logos or mobile banking app access.

How to Avoid ATM Fees in Dallas

ATM fees in Dallas average $2–$4 per withdrawal. Here’s how to save money:

ATM Safety Tips in Dallas

  • Use ATMs in well-lit, high-traffic areas like retail centers or bank branches
  • Cover your PIN and watch for skimmers
  • Skip standalone ATMs late at night — choose drive-thru or in-branch locations

Frequently Asked Questions

Are there fee-free ATMs in Dallas?

Yes, Allpoint, MoneyPass, and most in-network ATMs from major banks waive fees for members.


Do Dallas ATMs support cardless withdrawals?

Yes, many Dallas ATMs accept Apple Pay, Google Pay, and mobile banking apps for tap-to-pay access.

Where can I find 24-hour ATMs in Dallas?

Most Chase, Capital One, and Bank of America ATMs in Dallas offer 24/7 access, especially in high-traffic areas.

Next Steps

Updated for 2025. Bookmark this page to find the best ATMs in Dallas — fee-free, cardless, and 24-hour options at your fingertips.

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