Walmart is more than just a retail giant—it’s also a convenient spot for quick cash access. Whether you need to withdraw money, check your balance, or use a prepaid card, this guide helps you find a Walmart ATM near you, understand fees and limits, and avoid unnecessary charges.
Why Use a Walmart ATM?
- Convenient Locations: Thousands of Walmart stores nationwide include in-store ATMs, often near the MoneyCenter or front entrance.
- Extended Hours: Many ATMs are available 24/7—even when the store’s customer service desk is closed.
- Lower Fees: Walmart ATMs often cost less to use than those found in gas stations or smaller retailers.
Looking for alternatives? Check our guide to gas station ATMs near me.
How to Find a Walmart ATM Near You
- Use the Walmart Store Locator: Visit the official store locator, enter your ZIP code, and view stores with ATM availability listed under “Services.”
- Search on Google Maps: Type “Walmart ATM near me” in Google Maps for real-time results and driving directions.
- Try ATM Network Tools: Use our guides for MoneyPass or Allpoint networks to locate surcharge-free options if your card participates.
Services Available at Walmart ATMs
- Cash withdrawals
- Balance inquiries
- Deposits (varies by bank)
- Check cashing through the Walmart MoneyCenter
Need to cash a check? Read our guide: Does Walmart Cash Checks?
Walmart MoneyCard ATM Access
The Walmart MoneyCard is a prepaid debit card issued by Green Dot Bank, designed for easy everyday banking. Features include:
- No monthly fee with qualifying direct deposits
- Cashback rewards on Walmart purchases
- ATM access at Walmart and partner networks like Netspend or MoneyPass
See how Walmart MoneyCard ATM access compares with other prepaid cards.
Walmart ATM Fees and Limits
- ATM Fees: Depend on your bank or card provider. Many surcharge-free networks waive this entirely.
- Balance Inquiry Fees: Some card issuers charge for checking balances.
- Daily Withdrawal Limits: Usually set by your bank or prepaid card (often $300–$500 per day).
Compare more banks’ limits on our ATM Withdrawal Limits by Bank guide.
Security and Accessibility
- Most Walmart ATMs include Braille keypads and audio assistance.
- Use hand shielding when entering your PIN and stay alert.
- If a machine looks tampered with, skip it and report it to store staff.
Review our ATM safety tips before your next visit.
Quick Tips for Walmart ATM Users
- Check the Walmart app or Google Maps before heading out.
- Use surcharge-free networks like MoneyPass or Allpoint.
- Consider the Walmart MoneyCard for cashback and free in-network ATM use.
If you’re not near a Walmart, try our guides to free ATMs for EBT users or cardless ATM options.
Bottom line: Walmart ATMs make it easy to access cash affordably, especially if you use surcharge-free networks or a Walmart MoneyCard. Plan ahead, stay alert, and you’ll save money every trip.