Walmart, one of the largest retail chains in the U.S., is more than just a place to shop—it also offers convenient financial services, including ATM access. If you’re searching for a Walmart ATM near you, this guide explains how to find one, what services are available, and how to avoid unnecessary fees.
Why Use a Walmart ATM?
Walmart ATMs offer several advantages for everyday banking:
- Convenient Locations: With thousands of stores nationwide, Walmart makes ATM access simple—especially if you’re already shopping there.
- Extended Hours: Many Walmart ATMs are available 24/7, even when banks are closed.
- Competitive Fees: Depending on your card provider, Walmart ATMs often charge lower fees than other retail ATMs.
Looking for other options? Check out our guide to gas station ATMs near me.
How to Find a Walmart ATM Near You
Use these tools to locate the nearest ATM inside a Walmart store:
1. Walmart Store Locator
Visit Walmart’s official store locator and search by ZIP code to view nearby stores and ATM availability.
2. Google Maps
Search for “Walmart ATM near me” in Google Maps and find real-time results based on your location.
3. ATM Locator Tools
Use our interactive tools to find ATMs from popular networks like MoneyPass or Allpoint if your card is surcharge-free at those networks.
What Services Do Walmart ATMs Offer?
Walmart ATMs commonly provide:
- Cash withdrawals
- Balance inquiries
- Deposits (select locations)
- Limited check cashing options
Want to cash a check at Walmart? See our complete guide: Does Walmart Cash Checks?
Walmart MoneyCard & ATM Access
Walmart offers its own prepaid debit card: the Walmart MoneyCard. Key features include:
- No monthly fees (with qualifying direct deposits)
- Cashback rewards on Walmart purchases
- ATM access at Walmart locations and partner networks like Netspend
Learn more about how the Walmart MoneyCard ATM access compares to other prepaid cards.
Walmart ATM Fees and Withdrawal Limits
While Walmart ATMs are often lower in fees than other ATMs, here’s what you should know:
- Fees: May vary depending on your bank or card provider
- Balance inquiry fees: Some cards charge for this service
- Daily withdrawal limits: Typically set by your card issuer, not Walmart itself
For a broader look at banking limits, visit our ATM Withdrawal Limits by Bank page.
Security and Accessibility Features
Walmart ensures its ATMs are safe and inclusive:
- Many machines have Braille keypads and audio assistance
- Use hand shielding when entering your PIN
- If something looks suspicious, skip that ATM and report it
Also review our guide to ATM safety tips before your next visit.
Final Tips: Making the Most of Walmart ATMs
- Use the Walmart app or Google Maps before heading out
- Stick to surcharge-free networks like MoneyPass or Allpoint
- Consider enrolling in the Walmart MoneyCard for additional perks
If you’re not near a Walmart, explore other free ATMs for EBT users or cardless ATM options.