Searching for a MoneyPass ATM near me usually means you are trying to avoid ATM fees while accessing cash quickly. MoneyPass is not a bank — it is a large surcharge-free ATM network used by many banks, credit unions, and prepaid card providers across the United States.
This page is designed to help you find MoneyPass ATMs near me in real time, understand where these ATMs are commonly located, and make smart decisions around access, timing, and safety wherever you are.
The live map below updates based on your current location (if enabled) and shows nearby MoneyPass ATMs. Because MoneyPass machines are hosted inside third-party retail and commercial locations, results can change as you move.
How people find a MoneyPass ATM right now
Most users searching for the nearest MoneyPass ATM are focused on avoiding surcharges while staying close to their current location. Because MoneyPass ATMs are part of a shared network, real-time searches are far more useful than relying on static lists.
- Results update as you move between shopping areas and neighborhoods
- Access depends on the host business, not banking hours
- Some locations appear indoors rather than street-facing
- Late-night availability varies by retailer
Where MoneyPass ATMs are typically located
MoneyPass ATMs are almost always located inside retail or commercial properties rather than bank branches. These machines are chosen for convenience and foot traffic.
Grocery stores and big-box retailers
Many MoneyPass ATMs are found inside grocery stores and large retail chains. These locations are popular because they are well-lit, busy, and often open extended hours.
Pharmacies and convenience stores
Pharmacies and convenience stores frequently host MoneyPass ATMs. These can be useful for quick access but may be quieter late at night depending on the area.
Urban retail corridors
In urban areas, MoneyPass ATMs are commonly placed in street-level retail spaces rather than standalone kiosks. These machines may see heavier usage during peak hours.
Travel and mixed-use areas
Some MoneyPass ATMs appear near hotels, transit centers, and mixed-use developments. Access depends on the operating hours of the host business.
MoneyPass ATM fees and surcharge-free access
MoneyPass ATMs are designed to be surcharge-free for customers whose bank, credit union, or card provider participates in the MoneyPass network. If your card is eligible, the ATM operator should not charge a withdrawal fee.
However, fee-free access depends on your specific card issuer. Using a MoneyPass ATM with a non-participating card may still result in fees.
Cardless access at MoneyPass ATMs
Some MoneyPass ATMs support cardless withdrawals depending on the ATM model and your card issuer’s mobile banking features. Cardless access is not universal across the network.
If cardless access is important, check your bank or card app before heading to a location to confirm availability.
Deposits and common MoneyPass ATM limitations
Most MoneyPass ATMs do not accept cash or check deposits. The network is primarily designed for cash withdrawals and balance inquiries.
If you need to deposit money, you will typically need to use a bank branch, partner deposit ATM, or retail reload location depending on your account.
Safety and timing when using MoneyPass ATMs
Because MoneyPass ATMs are located inside retail environments, safety depends on lighting, foot traffic, and time of day. Busy store hours usually provide the safest conditions.
- Use ATMs during normal store hours when possible
- Choose locations with steady foot traffic
- Avoid isolated convenience stores late at night
- Be aware of your surroundings during transactions
If you need cash right now, use the live map above to locate the nearest MoneyPass ATM based on your current location. Results update as you move, helping you quickly find a surcharge-free option that works with your card.