If you’re looking to avoid ATM fees, the MoneyPass ATM network is one of the best options available. With over 40,000 locations nationwide, MoneyPass gives you surcharge-free access to cash at participating ATMs across the U.S.
This guide will help you understand where to find MoneyPass ATMs, how to use them, and how they compare to other networks.
What Is the MoneyPass ATM Network?
MoneyPass is a nationwide ATM network operated by Fiserv. It’s known for providing fee-free ATM access to customers whose banks or card issuers are part of the MoneyPass system.
When you use a MoneyPass ATM with an eligible card, you won’t pay a surcharge fee from the ATM operator. Many banks, credit unions, prepaid card companies, and mobile wallet providers participate in the MoneyPass network.
For a detailed comparison, check out our Allpoint vs. MoneyPass guide.
Where Can You Find MoneyPass ATMs?
MoneyPass ATMs are found in a variety of convenient locations, including:
- Walgreens
- CVS
- Target
- 7-Eleven
- Regional banks and credit unions
- Transit centers, college campuses, and retail stores
You can find nearby ATMs using the MoneyPass ATM Locator or through their mobile app.
Use Our Interactive MoneyPass ATM Map Below:
You can also use the map below to find a MoneyPass ATM near your current location:
Looking for more ATM options? Explore our ATM Locator Hub for guides by brand, network, and city.
Benefits of Using MoneyPass ATMs
Here’s why so many people prefer MoneyPass ATMs:
- No surcharge fees: Avoid the $2–$4 fee at out-of-network ATMs.
- Widespread access: With 40,000+ ATMs, there’s a good chance one is near your home, work, or travel destination.
- Bank and card compatibility: Many financial institutions and payroll/prepaid card programs include MoneyPass in their network.
Want to see which banks participate? Check our Bank ATM Withdrawal Limits Guide.
How to Find a MoneyPass ATM Near You
There are two main ways to locate a MoneyPass ATM:
Use the Official Locator
Go to moneypass.com or download the mobile app. You can search by ZIP code, city, or landmark and filter for deposit availability or wheelchair access.
Look for the MoneyPass Logo
Most ATMs in the network are clearly marked with the green MoneyPass logo, often near the card slot or screen.
Tips for Using MoneyPass ATMs Safely
To make the most of your ATM visits and avoid issues:
- Confirm ATM availability using the locator or map before you go
- Have your card and PIN ready to avoid delays
- Use ATMs in public, well-lit areas
- Shield your PIN while entering it
- Monitor your daily withdrawal limit to avoid declined transactions
Need help understanding withdrawal limits? Check out our post on how ATM withdrawal limits work.
Is MoneyPass the Best Option?
MoneyPass is an excellent choice, especially if your bank or card issuer participates in the network. However, other options like Allpoint or Cardtronics may also be surcharge-free for your card.
Use our ATM Access Guide to explore all your options.
Conclusion
If you’re looking to withdraw cash without fees, MoneyPass offers one of the largest and most reliable surcharge-free ATM networks in the country. With thousands of ATMs across the U.S., it’s easy to find one near you.
Check your card’s compatibility and use the map or locator to find your next MoneyPass ATM today.