Money Network ATM Near Me – Find Fee-Free Access & Locations (2025)

ATM Near Me – Find Nearby ATMs, Banks, and Contactless Withdrawals

Looking for a Money Network ATM near you? Whether you’re using a prepaid Money Network card from your employer or a government program, it’s easy to find the closest ATM for fee-free cash access. This updated 2025 guide explains how to locate Money Network ATMs, avoid surcharges, and make the most of your card benefits.

Tip: Allow your device’s location access to view nearby Money Network ATMs instantly on the map above.


What Is Money Network?

Money Network is a payroll and prepaid card system that allows users to access funds without needing a traditional bank account. It’s commonly used by employers, government agencies, and rebate programs to issue payments electronically. Cardholders can use Money Network ATMs for:

  • 💵 Cash withdrawals
  • 💳 Balance inquiries
  • 🏪 Retail cash-back purchases
  • 📱 Mobile wallet access (Apple Pay®, Google Pay®)

Finding Surcharge-Free Money Network ATMs

While Money Network offers thousands of surcharge-free ATMs, not all machines qualify. Before withdrawing, check for the Money Network or participating network logo (such as Allpoint or MoneyPass). You can verify fee-free access in a few ways:


  • Use the Money Network App: Tap “ATM Locator” to view nearby surcharge-free machines.
  • Check Network Partners: Many Money Network cards include access to Allpoint ATMs or MoneyPass ATMs depending on your employer.
  • Confirm on-screen fees: Before confirming your withdrawal, the ATM should display “$0.00 surcharge.”

Money Network ATM Features

  • Fee-Free Access: Withdraw cash without paying extra at in-network ATMs.
  • Retail Store Convenience: Machines are often located in Walmart, CVS, Walgreens, and grocery chains.
  • Cash Deposits: Some partner ATMs allow deposits—learn more in our deposit ATM guide.
  • Balance Checks: Quickly verify your remaining funds without visiting a branch.

Common ATM Locations for Money Network Users

  • Walmart: Money Network cardholders can withdraw cash at in-store ATMs or request cash back at checkout.
  • CVS & Walgreens: Typically host Allpoint ATMs with surcharge-free access.
  • 7-Eleven & Circle K: Frequently feature MoneyPass ATMs compatible with Money Network cards.
  • Regional Banks: Some smaller banks and credit unions allow in-network transactions for Money Network cardholders.

Tips to Avoid Fees with Money Network ATMs

  • ✅ Always use in-network ATMs or stores listed in the Money Network app.
  • ✅ Withdraw larger amounts less often to minimize any per-transaction fees.
  • ✅ Consider getting cash back at retailers when making purchases.
  • ✅ Avoid out-of-network ATMs — they can add both operator and issuer fees.

ATM Withdrawal Limits

Most Money Network cards have daily ATM withdrawal limits between $400–$1,000 depending on employer setup. You can check your specific limit inside your Money Network app or on your cardholder agreement. If you need larger cash access, request an over-the-counter withdrawal at participating banks.

Can You Deposit Cash at a Money Network ATM?

Some Money Network cards allow cash deposits at participating ATMs. However, not every location supports it. If your card supports deposits, follow the prompts during your ATM session. For more details, see our guide: Deposit Cash at an ATM Without an Envelope.

Money Network Alternatives

If you frequently need fee-free cash access, consider alternative prepaid or online banking services that also offer extensive free ATM networks:

  • Chime – 60,000+ fee-free ATMs through Allpoint & MoneyPass
  • Netspend – Compatible with select surcharge-free networks
  • Surcharge-Free ATM Guide – See all networks offering free access

FAQs About Money Network ATMs

Are Money Network ATMs always free?
Not always. Only ATMs within the designated Money Network or partner networks (like Allpoint or MoneyPass) are truly fee-free.


Can I use my Money Network card at any ATM?
Yes, but out-of-network ATMs may charge fees. Always check the Money Network app for approved locations.

Do Money Network ATMs allow cash deposits?
Some do, depending on your card type and network. Check your app or the screen prompt for deposit options.

What’s the daily withdrawal limit?
Most cards allow $400–$1,000 per day, but limits vary by employer or card program.

Related Guides

Updated November 2025 — Your go-to resource for locating Money Network ATMs, understanding fees, and maximizing access to your prepaid funds nationwide.