Huntington Bank customers have daily ATM withdrawal limits that control how much cash can be taken out per day. These limits help protect your account, manage fraud risk, and keep ATMs stocked. This guide explains Huntington’s typical ATM limit, how to check yours, how to increase it, and how Huntington compares with other major banks.
What Is the Huntington Bank ATM Withdrawal Limit?
Huntington Bank typically allows customers to withdraw up to $520 per day using a standard debit card at ATMs. Customers with an ATM-only card generally have a lower daily limit of around $400.
Your personal limit may differ based on account type, account history, card type, and security settings. Some customers may qualify for higher limits upon request.
Why Does Huntington Bank Set ATM Withdrawal Limits?
ATM withdrawal limits serve several important purposes:
- Fraud prevention: Limits reduce potential losses if a card is stolen or compromised.
- Cash management: ATMs carry a fixed amount of money, so limits help ensure availability for all customers.
- Customer protection: Limits reduce the risk associated with carrying large amounts of cash.
How to Increase Your Huntington ATM Withdrawal Limit
If you need more cash than your current daily limit allows, here are several options:
- Request a temporary limit increase: Contact Huntington customer service or visit a branch to request a short-term boost, often approved for travel, emergencies, or large purchases.
- Upgrade your account: Certain premium checking tiers may qualify for higher ATM limits.
- Use a teller withdrawal: In-branch withdrawals are not restricted by ATM limits.
- Use cash-back at stores: Many retailers offer cash-back options during debit purchases.
How Huntington Compares to Other Banks
Huntington’s standard $520 daily ATM limit is on the moderate side compared with other regional and national banks. Here’s how it stacks up:
- Discover Bank: ~$510 limit
- Regions Bank: ~$808 limit
- Fifth Third Bank: ~$810 limit
- Chase / Citibank premium accounts: $2,000–$3,000+
To explore banks with the highest ATM withdrawal limits, visit our guide: Best Banks With High ATM Withdrawal Limits.
Tips for Managing Withdrawals With Huntington Bank
- Plan ahead and space out withdrawals across several days if needed.
- Use Huntington branch tellers for large cash amounts beyond ATM caps.
- Monitor your balance through mobile banking before withdrawing.
- Request a temporary increase ahead of travel or major expenses.
Final Thoughts
Huntington Bank’s ATM withdrawal limit—typically $520 per day for debit cards and $400 for ATM-only cards—offers a balance of convenience and security. While these limits work for everyday needs, customers who require larger withdrawals can use branch services or request a limit increase. For broader comparisons, check our complete withdrawal limit guide.
