Huntington Bank is a regional institution serving the Midwest with a strong presence across its footprint. If you’re a Huntington customer, it’s important to know the daily ATM withdrawal limit, how to increase it, and how it stacks up against other banks.
What Is the Huntington Bank ATM Withdrawal Limit?
According to Huntington’s Consumer Deposit Account Agreement, Huntington customers can withdraw up to $520 per day using a debit card at ATMs, and up to $400 per day using an ATM-only card. Higher limits may be available upon request and approval. :contentReference[oaicite:2]{index=2}
Why Does Huntington Have an ATM Limit?
ATM withdrawal limits are standard industry practice to maintain security and manage daily cash flow. These limits protect customers in case of loss, theft, or fraud and help ensure ATMs remain stocked and available for general use.
How to Increase Your Huntington ATM Withdrawal Limit
- Request a temporary increase – Contact Huntington customer service or visit a branch to ask for a higher limit if you’re planning to travel or need a larger withdrawal.
- Upgrade your account – Certain premium or business account types may offer higher limits automatically or upon qualification.
- Use multiple methods – Combine ATM withdrawals with teller withdrawals, cash-back at stores, or electronic transfers for larger needs.
How Huntington Compares to Other Banks
With a daily debit-card ATM limit of $520 (and $400 via ATM-only card), Huntington’s limit is similar to Discover Bank ($510) and slightly lower than Regions ($808) or Fifth Third ($810). Institutions such as Chase and Citibank may offer $2,000–$3,000 for premium account holders. See more comparisons in our Best Banks With High ATM Withdrawal Limits guide.
Tips for Managing Withdrawals With Huntington
- Plan withdrawals ahead—space them across multiple days if nearing your limit.
- Use in-branch teller services for large cash needs beyond the ATM cap.
- Monitor your balance via mobile banking to avoid surprises or overdrafts.
- Ask for temporary limit increases before travel or big purchases.
Final Thoughts
Huntington Bank’s ATM withdrawal limits—$520 per day with a debit card, $400 with an ATM-only card—are moderate and fit most daily needs. They are secure and manageable, but if you often need larger cash access, using branch services or requesting temporary increases may be your best option. For comparison, consult our pillar guide to find banks with higher daily limits.