:contentReference[oaicite:0]{index=0} sets daily ATM withdrawal limits to balance customer access, fraud protection, and ATM cash availability. If you’ve hit your limit or need more cash than an ATM allows, understanding how Huntington’s limits work can save time and frustration.
This guide explains Huntington’s typical ATM withdrawal limits, how to check your personal limit, how to request an increase, and what to do if you need more cash today.
What Is the Huntington Bank ATM Withdrawal Limit?
Most Huntington Bank customers with a standard debit card have a daily ATM withdrawal limit of approximately $520 per day.
If you use an ATM-only card, the daily limit is typically lower — often around $400 per day.
Your exact limit can vary based on:
- Account type and tenure
- Debit card vs ATM-only card
- Spending and withdrawal history
- Security and fraud-prevention settings
Why Huntington Sets Daily ATM Withdrawal Limits
ATM withdrawal limits aren’t arbitrary. Huntington uses them to protect both customers and the bank’s ATM network.
- Fraud protection: Limits cap potential losses if a card is stolen or compromised.
- ATM cash management: Ensures machines stay stocked throughout the day.
- Customer safety: Reduces risk associated with carrying large amounts of cash.
How to Check Your Huntington ATM Withdrawal Limit
Your personal ATM limit may be higher or lower than the standard amount. You can check it using:
- The Huntington mobile banking app (under card or account settings)
- Online banking via desktop
- Calling the customer service number on the back of your debit card
- Visiting a Huntington branch and speaking with a banker
How to Increase Your Huntington ATM Withdrawal Limit
If you need more cash than your current daily limit allows, Huntington offers several practical options.
- Request a temporary limit increase: Often approved for travel, emergencies, or one-time purchases.
- Upgrade your account: Some premium checking accounts may qualify for higher limits.
- Use a teller withdrawal: In-branch withdrawals are not subject to ATM limits.
- Split withdrawals across days: Useful for planned expenses.
Limit increases are never guaranteed, but customers with good account standing and longer history typically have better approval odds.
What to Do If You Need More Cash Today
If you’ve already hit your daily ATM limit, consider these alternatives:
- Withdraw cash with a teller at a Huntington branch
- Use cash-back at grocery or retail stores
- Visit another branch location if one ATM is out of cash
- Plan a partial withdrawal today and the rest tomorrow
For help finding nearby machines, see our ATM Near Me locator.
How Huntington’s ATM Limits Compare to Other Banks
Huntington’s standard ATM withdrawal limit sits in the middle compared to other U.S. banks.
- Discover Bank: ~ $510 per day
- Regions Bank: ~ $800 per day
- Fifth Third Bank: ~ $800+ per day
- Chase (premium accounts): $2,000–$3,000+
For a broader comparison, see our guide to banks with high ATM withdrawal limits.
Tips for Managing Cash Withdrawals With Huntington
- Plan large withdrawals in advance when possible
- Use branch tellers for large or urgent cash needs
- Monitor your available balance before withdrawing
- Request temporary increases before travel or major expenses
Key Takeaway
Huntington Bank’s ATM withdrawal limit — typically around $520 per day for debit cards — works well for everyday cash needs. If you require more, teller withdrawals, temporary increases, or account upgrades provide flexible alternatives without disrupting access to your money.
Related Guides
- Huntington Bank ATMs Near Me
- ATM Withdrawal Limits by Bank
- Highest ATM Withdrawal Limits
- How to Withdraw Cash Without Paying ATM Fees
Updated for 2026 to reflect current Huntington Bank ATM policies and customer access patterns.
