Short answer: ATMs inside Walgreens are often surcharge-free when they’re on the Allpoint® network and you use a card from a participating bank or prepaid program. If your card isn’t part of Allpoint (or that specific machine isn’t Allpoint), you may pay an operator surcharge and possibly a fee from your own bank.
When Walgreens ATMs Are Free
- Your debit or prepaid card participates in Allpoint (check your bank’s ATM locator or card benefits).
- The ATM at that Walgreens location is clearly labeled with the Allpoint logo on the screen or machine.
- Your bank or card issuer doesn’t add its own out-of-network fee for Allpoint (most don’t, but policies vary).
When You Might Pay a Fee
- The Walgreens ATM isn’t on Allpoint, or your card doesn’t include Allpoint access.
- Your bank charges an out-of-network fee (separate from any ATM operator surcharge).
- You’re withdrawing internationally or outside your bank’s surcharge-free footprint.
How to Make Your Walgreens ATM Withdrawal Fee-Free
- Check your bank’s app/website to confirm your card includes Allpoint access.
- Use the bank’s ATM locator to find a surcharge-free Walgreens location, and verify the machine shows the Allpoint logo.
- At the store, confirm the on-screen or physical Allpoint branding before inserting your card.
Walgreens ATM Withdrawal Limits
Withdrawal limits are set by your bank/card issuer and sometimes by the ATM operator. Common ranges are $200–$1,000 per day, with per-transaction caps (often $200–$400). Most machines dispense in $20 increments. If you need more than a single-transaction cap, you can do multiple withdrawals until you hit your daily limit.
Cash Back at Walgreens (Alternative to the ATM)
At checkout, many Walgreens stores allow debit cash-back (amounts vary by store and network, commonly $20–$40). It’s a simple way to avoid ATM fees if you’re already making a purchase.
ATM Safety Tips
- Cover the keypad, and don’t let anyone “assist” you at the machine.
- Inspect the card slot and keypad for loose or unusual parts before inserting your card.
- If the ATM looks tampered with or out of order, don’t use it—notify store staff.
Related Guides
- Avoiding ATM Surcharges at Walgreens & CVS
- Allpoint vs. MoneyPass: Which Is Better?
- Nationwide Fee-Free ATM Options
Walgreens ATM: FAQs
Are Walgreens ATMs always free?
No. They’re surcharge-free for participating Allpoint cards at Allpoint-branded machines. Otherwise, operator and bank fees may apply.
How do I know if my card is Allpoint?
Search your bank’s ATM locator or benefits page for Allpoint. Many online banks and prepaid programs include it.
What if the ATM shows a fee screen?
Cancel the transaction and try another machine that clearly displays the Allpoint logo, or use cash-back at checkout.
Can I deposit cash at Walgreens ATMs?
Most Walgreens machines are withdrawal-only. For deposits, use your bank’s own ATM or a deposit-capable network your bank supports.
Updated October 2025. Fees and limits vary by bank and ATM operator—confirm details in your bank’s app before withdrawing.