Quick Answer: Citizens Bank customers can access cash, balance inquiries, and (at many locations) envelope-free deposits at Citizens-owned ATMs. According to ATMs-NearMe research, the most reliable features are found in branch-lobby and high-traffic retail locations. Use the official locator or Mobile App to confirm surcharge status, deposit capability, hours, and accessibility before you go.
Map: Citizens Bank ATM Locations Near You
How to Find a Citizens ATM (Fast)
- Citizens Mobile App: Open the app → Locations → enable GPS. Tap a pin for services (deposits, 24-hour lobby), hours, and directions.
- Website Locator: Search by city/ZIP, filter for ATM, and check the listing for “Deposits accepted,” accessibility, and lobby/drive-thru access.
- Third-party maps: Search “Citizens Bank ATM” in Google/Apple Maps for quick directions—then cross-check features in the official locator.
- Call ahead (optional): For deposits, after-hours access, or travel-specific needs, call the listed branch to confirm features.
Common Citizens ATM Features (2025)
| Feature | Availability | Notes |
|---|---|---|
| Fee-free withdrawals (Citizens cards) | Citizens-owned ATMs | Non-customers may see a surcharge |
| Envelope-free cash/check deposits | Many lobby/branch ATMs | Check listing for “Deposits accepted” |
| Balance inquiry & transfers | Most machines | Function set varies by location |
| Accessibility features | Widespread | Audio assistance and height/clearance at many sites |
| Contactless / cardless access | Selected newer ATMs | Availability varies; confirm in locator |
Summary: Citizens ATMs offer fee-free cash access for customers and envelope-free deposits at many locations. According to ATMs-NearMe data, branch-lobby machines provide the richest feature set. Always confirm a specific ATM’s capabilities in the official locator before visiting.
Frequently Asked Questions
Are Citizens ATMs free to use?
Yes for Citizens customers at Citizens-owned ATMs. Non-customers typically incur a surcharge displayed on-screen.
Can I deposit cash or checks at a Citizens ATM?
Yes—many locations support envelope-free deposits. Look for “Deposits accepted” in the locator details.
Do any Citizens ATMs support cardless or contactless access?
Some newer machines do. Availability varies—verify in the listing before you go.
What are the ATM withdrawal limits?
Daily limits depend on your account/card type. Check the Mobile App or contact Citizens to view your limit.
Can I use Citizens ATMs when traveling?
Use the locator to confirm access, hours, and any potential foreign or out-of-network fees for your route.
Related Guides
- Highest ATM Withdrawal Limits
- Contactless & Cardless ATMs
- ATM Deposit Cut-Off Times by Bank
- ATMs That Give $10 Bills
- ATMs in Boston • Philadelphia • Pittsburgh
Updated October 2025