Find the nearest ATMs in Texas — including fee-free, 24-hour, drive-thru, and cardless options. Use the Texas map below or jump to our in-depth city guides for Dallas, Houston, and San Antonio.
Texas ATM Map
Tip: Click a marker for hours, accessibility, and potential surcharges. Prefer a national search? Use our main ATM locator.
City Guides in Texas
- ATMs in Dallas — 24-hour, fee-free & cardless options
- ATMs in Houston — drive-thru and mobile-wallet ready
- ATMs in San Antonio — fee-free networks & safety tips
Coming soon: Austin, Fort Worth, El Paso, Arlington, Corpus Christi.
Best ATM Networks Across Texas
- Allpoint — inside CVS, Walgreens, select retailers (surcharge-free with participating banks)
- MoneyPass — common at credit unions and regional banks (surcharge-free in-network)
- Major banks — Chase, Bank of America, Wells Fargo, Capital One (fee policies vary by account)
- Retail locations — many H-E-B, Kroger, Walmart stores host ATMs with extended hours
How to Avoid ATM Fees in Texas
- Use in-network machines (Allpoint/MoneyPass or your bank’s locator) to skip surcharges
- Withdraw once for larger amounts instead of multiple small withdrawals
- Use cash-back at checkout when available
- See our full guide: How to Avoid ATM Fees and compare ATM withdrawal limits by bank
Cardless & Contactless ATMs in Texas
Skip the card. Many Texas ATMs support Apple Pay, Google Pay, and bank app QR codes for cardless access. These are usually faster and reduce skimming risk.
- Contactless ATMs — tap-to-pay & NFC basics
- Cash App ATM withdrawals — limits & tips
- Apple Pay at ATMs — where and how it works
Safety Tips for Using ATMs in Texas
- Choose well-lit, high-traffic locations (inside banks or major retailers when possible)
- Cover your PIN; avoid counting cash at the machine
- Inspect the slot/keypad; if loose or damaged, cancel and find another ATM
- Prefer cardless/contactless flows when available
Frequently Asked Questions (Texas ATMs)
Where can I find fee-free ATMs in Texas?
Use Allpoint or MoneyPass networks or your bank’s in-network machines. Check our city pages for local hotspots and the ATM locator for addresses.
Do Texas ATMs support cardless withdrawals?
Many do. Look for ATMs that support Apple Pay, Google Pay, or app-based QR codes. Start with our contactless ATM guide.
What’s the average ATM fee in Texas?
It varies by bank and location. To minimize costs, stick to in-network ATMs and review our fee-avoidance guide.
More Resources
Updated for 2025. Bookmark this page to quickly find fee-free, 24-hour, and cardless ATMs across Texas.