Find the nearest ATMs in Texas — including fee-free, 24-hour, drive-thru, and cardless options. Use the Texas ATM map below or jump to detailed city guides for Dallas, Houston, and San Antonio.
Texas ATM Map
Click any marker to see hours, accessibility, deposit features, and possible surcharges. For a national search, use our ATM locator tool.
City Guides in Texas
- ATMs in Dallas — fee-free, 24-hour & cardless machines
- ATMs in Houston — drive-thru, mobile-wallet ready & airport ATMs
- ATMs in San Antonio — fee-free networks & safety tips
Coming soon: Austin, Fort Worth, El Paso, Arlington, Corpus Christi.
Best ATM Networks Across Texas
Texas has one of the largest ATM footprints in the country. Popular statewide options include:
- Allpoint — inside CVS, Walgreens, H-E-B, and retail stores (surcharge-free for participating banks)
- MoneyPass — widely available at credit unions and community banks (fee-free in-network)
- Major bank ATMs — Chase, Bank of America, Wells Fargo, Capital One, PNC
- Grocery & retail hosts — H-E-B, Walmart, Kroger, Target often have 24-hour ATM access
How to Avoid ATM Fees in Texas
- Use in-network ATMs (your bank or Allpoint/MoneyPass)
- Withdraw once for a larger amount instead of multiple small withdrawals
- Use cash back at checkout instead of paying ATM surcharges
- Compare limits and plan ahead using our ATM withdrawal limit comparison
- See the full guide: How to Avoid ATM Fees
Cardless & Contactless ATMs in Texas
Many Texas ATMs now support Apple Pay, Google Pay, or QR code login for cardless withdrawals. These options are faster and help prevent skimming.
- Contactless ATMs — tap-to-pay & NFC basics
- Cash App ATM access — limits, fees & free options
- Apple Pay ATM guide — banks that support mobile wallet withdrawals
Safety Tips for Using ATMs in Texas
- Choose well-lit, high-traffic ATMs — especially at night
- Cover your PIN and stay alert to people standing close
- Inspect the card reader and keypad for loose or unusual parts
- Prefer drive-thru ATMs or in-branch machines for added safety
- Use cardless options when possible to avoid skimming devices
Frequently Asked Questions (Texas ATMs)
Where can I find fee-free ATMs in Texas?
Use Allpoint and MoneyPass networks or your bank’s in-network machines. You can also check our city guides or the ATM locator.
Do Texas ATMs support cardless withdrawals?
Yes. Many ATMs across the state support Apple Pay, Google Pay, and mobile banking QR codes. Start with our contactless ATM guide.
What’s the average ATM fee in Texas?
ATM fees vary by bank and location. Use in-network ATMs to avoid surcharges and review our fee-avoidance guide.
More ATM Resources
Updated regularly. Bookmark this Texas ATM guide to find fee-free, 24-hour, cardless, and drive-thru ATMs statewide.