ATMs in San Diego (2025): Fee-Free, 24-Hour & Cardless ATM Locations

Looking for the nearest ATM in San Diego? Our interactive map helps you find surcharge-free, 24-hour, and cardless ATMs across San Diego — from downtown to La Jolla, Pacific Beach, and beyond. Whether you need quick cash, fee-free withdrawals, or mobile wallet access, we’ve got you covered.

Interactive Map: Find ATMs in San Diego


Use the map above to find the nearest ATM in seconds. Zoom in, click markers for details, or search for a specific location using our ATM Locator Tool.

Best ATM Networks in San Diego

Tips for Finding the Nearest ATM in San Diego

  • Use your bank’s app or our ATM locator for in-network ATMs to avoid fees.
  • Check major grocery stores like Vons or Ralphs for fee-free ATMs.
  • For late-night access, stick to well-lit, busy areas like Gaslamp Quarter.
  • Look for drive-thru ATMs along major roads like I-5 and I-8.

Cardless & Contactless ATM Access

Many San Diego ATMs now support mobile wallet withdrawals and contactless access. This means you can use Apple Pay, Google Pay, or your banking app without carrying a physical card.


ATM Safety Tips in San Diego

  • Use ATMs at banks or inside well-lit businesses, especially at night.
  • Cover your PIN and avoid counting cash in public.
  • Report suspicious ATMs with damaged card slots or loose panels.

Frequently Asked Questions (FAQs)

Are there free ATMs in San Diego?

Yes. Use in-network ATMs like AllPoint, MoneyPass, or your bank’s partner networks to avoid fees.

Do San Diego ATMs offer cardless access?

Many ATMs now support Apple Pay, Google Pay, and other mobile wallets for withdrawals without a physical card.

Explore More ATM Guides

Updated for 2025. Bookmark this page to quickly find ATMs in San Diego, including fee-free and cardless options.