ATMs in New York City (2025): Find the Nearest Fee-Free & 24-Hour ATM
Need cash fast in New York City? Whether you’re in Manhattan, Brooklyn, Queens, The Bronx, or Staten Island, this guide helps you find the nearest ATM — including surcharge-free, drive-thru, and cardless ATMs available 24/7. We’ve got maps, tips, and answers to your top ATM questions in NYC.
Interactive Map: Find an ATM in NYC
Use the map below to zoom in on ATMs near you. Click any ATM location for hours, drive-thru availability, and fee details. Prefer a custom search? Try our national ATM locator.
Best ATM Networks in New York City
- Chase ATMs – Largest NYC coverage with many surcharge-free options
- Capital One ATMs – Cardless withdrawals + fee-free for customers
- Bank of America ATMs – 24-hour ATMs across the five boroughs
- CitiBank ATMs – Heavy presence in Manhattan and Queens
- AllPoint ATMs – Thousands of fee-free ATMs inside stores like CVS
Tips for Finding the Nearest ATM in NYC
- Search “ATM near me” in Google Maps or your bank’s mobile app.
- Look inside CVS, Duane Reade, Walgreens, or 7-Eleven for reliable access.
- Choose ATMs in well-lit, high-traffic areas like Times Square or Penn Station.
- Check if your bank has a fee reimbursement policy for out-of-network ATMs.
Cardless & Contactless ATMs in NYC
Many ATMs now support tap-to-pay or QR-code access through mobile banking apps or wallets. Popular options include:
- Cardless ATMs – Access via Apple Pay, Google Pay, or banking apps
- Cash App ATMs – Withdraw cash using your Cash App balance
- Contactless ATMs – Tap your phone for faster, safer withdrawals
ATM Safety Tips for NYC
- Use ATMs inside stores or bank branches instead of isolated kiosks.
- Check for card skimmers or loose parts on the card slot.
- Cover your PIN pad and avoid flashing cash after withdrawals.
- If something feels off, cancel your transaction and move to another ATM.
Frequently Asked Questions (FAQs)
Are there free ATMs in New York City?
Yes. Use in-network ATMs like Chase, Capital One, or AllPoint to avoid surcharges. Many credit unions also offer shared fee-free networks.
Do NYC ATMs support mobile wallets?
Most newer ATMs in NYC support cardless access via Apple Pay, Google Pay, or your bank’s app. Look for a contactless or mobile wallet icon on the machine.
Where can I find 24-hour ATMs in NYC?
Most bank branches in NYC have lobby ATMs available 24/7. You can also find them at CVS, Walgreens, Duane Reade, and major transit stations.
Next Steps & Related Resources
- National ATM Locator Tool – Find ATMs anywhere in the U.S.
- How to Avoid ATM Fees – Tips to save money on withdrawals
- ATM Safety Tips – Stay secure when using ATMs
- ATM Withdrawal Limits Comparison – See daily limits by bank
Updated for 2025. Bookmark this page to quickly find ATMs across New York City — from Manhattan to Queens — whenever you need cash.