Quick Answer: Yes—many modern ATMs now dispense $10 bills. Large national banks such as Chase, Bank of America, PNC, and Wells Fargo offer multi-denomination or “Choose Bills” ATMs at select branches. These upgraded machines let you pick smaller bills like $10s (and sometimes $5s or $1s), especially in metro, university, and high-traffic areas. Check your bank’s ATM locator for terms like “Choose Bills,” “Customize Denominations,” “Advanced ATM,” or “Denomination Options.”
Why Most ATMs Still Default to $20 Bills
ATMs traditionally dispense $20s because they are easier for banks to stock and manage. Smaller denominations require more cassettes, more restocking, and additional software support. For that reason, $10-dispensing ATMs are most commonly found at branches with newer Smart ATM systems or in major cities where higher traffic justifies the upgrade.
Banks and Networks Offering $10 Bill Withdrawals
Support varies by branch, but these banks have the widest adoption of $10-friendly ATMs. Always verify using your bank’s ATM locator before visiting.
| Bank / Network | $10 Bill Availability | Feature Name | How to Confirm |
|---|---|---|---|
| Chase | Common at Next Gen & branch lobby ATMs | Choose Bills / Customize Bills | Filter for “Advanced ATMs” or ask the branch |
| Bank of America | Expanding in full-service metro branches | Preferred Denominations | Search “Full-Service ATM” in locator |
| PNC Bank | Widespread; some ATMs offer $1s and $5s | Denomination Choice | Use ATM locator filters or call the branch |
| Wells Fargo | Available in select upgraded locations | Multi-Denomination | Look for “Choose Bills” on-screen |
| Allpoint / MoneyPass | Varies by retailer and machine operator | N/A | Use locator; confirm with the store |
How to Find ATMs That Dispense $10 Bills
- Use your bank’s ATM locator: Look for search terms like “Advanced ATM,” “Customize Bills,” or “Denomination Choice.”
- Check branch lobby machines: These receive upgrades first and commonly support smaller bills.
- Try airports, downtown areas, universities, and transit hubs: These locations often install Smart ATMs sooner.
- Call ahead: Ask: “Does your ATM let customers choose $10 bills?”
- Look at the ATM’s on-screen options: If you see “Choose Bills,” “Select Denomination,” or similar, the ATM supports multi-denominations.
Summary: $10 bills are increasingly available from updated Smart ATMs at national banks. Use locator filters, look for “Choose Bills,” and confirm with a quick call if you need exact denominations.
Alternatives if You Can’t Find a $10-Dispensing ATM
- Teller exchange: Withdraw any amount and the teller can break it into $10s.
- Cash-back at checkout: Many stores offer cash-back with flexible denominations.
- Try nearby ZIP codes: High-traffic branches often upgrade to denomination-select ATMs first.
- Shared networks: Some Allpoint and MoneyPass locations offer multi-denomination machines depending on the operator.
Common Questions About Getting $10 Bills From ATMs
Do ATMs give $10 bills?
Yes—if they are Smart ATMs with denomination selection. These ATMs allow you to pick $10s during the withdrawal process.
Which banks offer denomination choice?
Chase, Bank of America, PNC, and Wells Fargo lead in multi-denomination support.
Do Allpoint or MoneyPass ATMs dispense $10s?
Sometimes. Independent operators control these machines, so features vary widely.
What if my ATM only dispenses $20s?
Withdraw a larger amount and exchange at a teller, or request the bills you need through a cash-back purchase at checkout.
