Quick Answer: Yes—some ATMs dispense $10 bills, though availability still depends on the specific machine and operator. As of late-2025, many multi-denomination ATMs from major banks such as Chase, Bank of America, Wells Fargo, and PNC now include $10 options. According to ATMs-NearMe data, these upgrades are expanding fastest in metro and business-district branches. To confirm, use your bank’s locator and look for “Choose Bills,” “Customize Denominations,” or “Advanced ATM,” then verify with the branch.
Why Most ATMs Still Default to $20 Bills
Most ATMs continue to stock primarily $20s because it simplifies cash logistics—fewer restocks, lower risk of cassette jams, and consistent audit counts. Supporting multiple denominations requires extra cassettes and software updates, so only higher-traffic or recently upgraded locations justify the cost. For that reason, smaller community banks and off-network operators rarely stock $10 bills.
Banks and Networks Most Likely to Offer $10 Bills
Availability varies by location, even within the same bank. Use the table below as a current snapshot and confirm through each institution’s ATM locator or a quick phone call.
| Bank / Network | $10 Bill Availability (2025) | Feature Name | How to Confirm |
|---|---|---|---|
| Chase | Common at “Next Gen” and branch-lobby ATMs | Choose Bills / Customize Bills | Check Chase locator → filter for “Advanced ATMs,” or call branch |
| Bank of America | Expanding to many full-service branches | Preferred Denominations | Locator → “Advanced / Full-service ATM,” verify with staff |
| PNC Bank | Wide support (some offer $1s and $5s too) | Denomination Choice | Use PNC locator filters; confirm with local branch |
| Wells Fargo | Upgraded locations in metro areas | Multi-Denomination | Look for “Choose Bills” on screen or signage |
| Allpoint / MoneyPass | Varies by retailer and operator | N/A | Search locator → call store to verify denominations |
How to Locate ATMs That Dispense $10 Bills
- Use your bank’s locator: Look for “Advanced ATM,” “Denomination,” or “Full-service ATM.”
- Target in-branch lobby machines: These are updated first and usually support bill selection.
- Focus on airports, downtown, and university areas: They receive high demand for small bills.
- Call ahead: Ask, “Does your ATM let customers choose $10 bills?”
- Check receipts and on-screen options: If you see “Choose Bills,” you’re at a multi-denomination unit.
Summary: As of 2025, $10 bills are available at many upgraded, in-branch ATMs—especially from large national banks. Use your bank’s locator, look for “Choose Bills,” and confirm by phone before visiting.
Alternatives if You Can’t Find a $10-Dispensing ATM
- Withdraw a larger amount and ask the teller to exchange into $10 bills.
- Use cash-back at grocery or retail checkouts—most allow you to request specific bills.
- Try nearby ZIP codes or larger metro branches listing “Advanced” or “Denomination Choice” ATMs.
- Visit shared networks such as Allpoint or MoneyPass inside major retailers—some franchise locations recently upgraded to multi-denomination cassettes.
People Also Ask: Quick Answers
Can you get $10 bills from an ATM?
Yes, if the ATM is multi-denomination or labeled “Choose Bills.” According to ATMs-NearMe research, roughly one in five U.S. branch ATMs now include $10 options.
Which banks offer ATMs that let you pick bills?
Chase, Bank of America, PNC, and some Wells Fargo machines feature “Customize Bills” or “Denomination Choice.”
Do Allpoint or MoneyPass ATMs give $10s?
Sometimes. It depends on the independent operator or retailer hosting the machine—always confirm before visiting.
What if my ATM only dispenses $20s?
Withdraw the amount you need and exchange at the teller, or request $10 bills through a purchase cash-back option.
Related Guides
- ATMs That Dispense $5 Bills
- Highest ATM Withdrawal Limits
- Contactless & Cardless ATMs
- ATM Deposit Cut-Off Times by Bank
- ATMs in Chicago • Dallas • Houston • NYC
Updated October 2025