Need to know your Wells Fargo ATM withdrawal limit or want to raise it for a trip or big expense? Like all banks, Wells Fargo sets daily ATM cash limits for account security and cash flow management. Here’s a full guide to standard limits, factors that affect them, and how to request a higher limit when needed.
Standard Wells Fargo ATM Withdrawal Limits
Wells Fargo’s standard ATM withdrawal limits depend on your account type, card type, and overall banking relationship. In most cases:
- Everyday Checking Accounts: Typically $300–$500 per day
- Preferred or Portfolio Accounts: $1,000 or higher per day
- Private Banking Clients: Limits may be customized above $1,000
ATM limits apply per card, per day, so if you have multiple debit cards, each card may have its own daily limit.
Factors That Affect Wells Fargo ATM Limits
- Account type: Premium and business accounts often have higher daily limits.
- Banking history: Long-term, high-balance customers may qualify for more.
- Card type: Debit cards vs. ATM-only cards may have different restrictions.
- Network limits: Non-Wells Fargo ATMs sometimes impose lower per-transaction caps.
How to Increase Your Wells Fargo ATM Withdrawal Limit
If your current limit is too low, here’s how to request a higher limit from Wells Fargo:
- Check your current limit. Use the Wells Fargo app, online banking, or call the number on your card.
- Request a temporary increase. For travel or large expenses, banks often approve higher limits for 24–72 hours.
- Ask about permanent increases. Some premium accounts allow permanent limit changes upon request.
- Withdraw in-branch. Visiting a Wells Fargo branch lets you withdraw larger sums directly.
Alternatives for Accessing More Cash
- Get cash back at stores during debit card purchases.
- Use multiple accounts or cards if available.
- Request a cashier’s check or wire transfer for large payments.
- Plan withdrawals at ATMs with flexible bill options.
Wells Fargo ATM Withdrawal Limit FAQs
What is the standard Wells Fargo ATM withdrawal limit?
Most accounts start at $300–$500 per day, with premium accounts often going higher.
Can I raise my Wells Fargo ATM withdrawal limit?
Yes. Use the app, call customer service, or visit a branch to request a temporary or permanent increase.
When does the limit reset?
Wells Fargo daily limits usually reset at midnight local time, though some ATMs may follow Eastern Time.
Do out-of-network ATMs have lower limits?
Yes, third-party ATMs often impose lower per-transaction maximums even if your bank allows more per day.
