Need to turn your Venmo balance into cash fast? Whether you have the Venmo Debit Card or just the app, this 2025 guide explains every withdrawal option—ATMs that accept the Venmo card, fee details, limits, and smart ways to avoid extra charges.
Quick Answers
- Is there a “Venmo ATM”? No. You’ll withdraw using the Venmo Debit Card at any ATM that accepts Mastercard® debit cards.
- Where can I use it? Nearly all ATMs with a Mastercard or PULSE logo. Always check on-screen fee notices first.
- No card on you? Transfer money to your linked bank in the Venmo app, then use your bank card or get cash-back at a retailer.
Live Map: Venmo / Mastercard ATMs Near You
Start with the map, then confirm your ATM accepts Mastercard and shows any fees before you withdraw.
All the Ways to Get Cash from Venmo
- Use the Venmo Debit Card (Fastest)
- Insert card → enter PIN → choose Checking → select amount → confirm any fee (if shown) → withdraw.
- Forgot your PIN? In the Venmo app, go to Cards > Venmo Debit Card Settings.
- Get Cash-Back at Retailers (No ATM Needed)
Use your Venmo card at checkout in grocery, drug, or convenience stores. When prompted for cash-back, select your desired amount. - Transfer to Your Bank, Then Withdraw
In the Venmo app: ☰ → Transfer to Bank → enter amount → choose linked account → confirm.
Funds usually arrive within minutes (Instant Transfer) or 1 business day (standard). - Move Funds via PayPal (Optional)
If you use PayPal, transfer between Venmo and PayPal and withdraw using your PayPal Debit Card at supported ATMs.
How to Find a Venmo-Friendly ATM
- Look for logos: The machine should display the Mastercard or PULSE network logo.
- Use a locator: Search “Mastercard ATM locator” or use your bank’s ATM finder if your bank card will be used after transfer.
- Check hours & fees: Convenience stores often have 24/7 access but may charge higher fees. ATMs at your bank branch may be cheaper (or free) once funds are in your bank.
Fees, Limits & Availability (2025)
ATM fees: A Venmo network fee may apply plus any operator surcharge. The screen will always display charges before you accept. Cancel if you don’t agree.
Limits: Daily or per-transaction limits apply for ATM withdrawals, cash-back, and transfers. Your exact limits are shown in the app under Settings > Limits; amounts can vary based on account history and card settings.
Availability: Most U.S. ATMs that support Mastercard will work with the Venmo card, but some independent machines may reject it or charge higher fees.
Security Tips
- Shield the keypad while entering your PIN and watch for loose or unusual hardware on the card slot.
- Use ATMs in well-lit, high-traffic areas or inside bank branches. If anything feels off, walk away.
- Enable transaction alerts in the Venmo app and lock your card immediately if it’s lost or stolen.
Step-by-Step: Withdraw Cash with a Venmo Debit Card
- Locate an ATM that shows the Mastercard logo (use the map above).
- Insert your Venmo Debit Card and enter your PIN.
- Select Checking as the account type.
- Enter the amount. Review any on-screen fees and accept only if you agree.
- Take your cash, card, and receipt. Confirm the transaction in your Venmo activity.
Troubleshooting
- Declined or error? Try a different ATM, verify your PIN, or check your app for limits/holds.
- Card not recognized? Make sure the ATM supports Mastercard. If it doesn’t, use another ATM or the bank-transfer route.
- Need cash without a card? Transfer to your bank and withdraw with your bank’s card, or get cash-back at a store.
Related Guides
Updated November 2025 — Fees, limits, networks, and features can change. Always confirm details in your Venmo app or Help Center before withdrawing.