Regions Bank is a major financial institution across the South and Midwest, offering thousands of branches and ATMs. If you bank with Regions, understanding your daily ATM withdrawal limit helps you plan ahead, avoid declined transactions, and access cash confidently when you need it.
What Is the Regions Bank ATM Withdrawal Limit?
Most Regions Bank customers can withdraw up to $808 per day at ATMs with their debit card. Your exact limit may vary depending on your account type, card tier, and banking profile.
While Regions’ $808 limit is higher than the $500 cap used by some regional banks, it remains below the $1,000–$3,000 daily limits available to certain customers at Chase or Citibank.
Why Regions Bank Uses ATM Withdrawal Limits
All banks use daily withdrawal limits to balance security and cash availability. Regions’ ATM cap helps:
- Reduce fraud impact if a card or PIN is compromised.
- Maintain cash levels at high-demand ATMs.
- Protect customers from unauthorized large withdrawals.
These limits are standard across the banking industry and are designed to protect both the bank and its account holders.
How to Increase Your Regions ATM Withdrawal Limit
If you need more than $808 in a single day, Regions offers several ways to increase your cash access:
- Request a temporary limit increase: Contact Regions customer service or visit a branch to request a one-time increase.
- Upgrade your account: Preferred and premium accounts may have higher built-in ATM and purchase limits.
- Use branch teller services: Withdrawals made in person are not restricted by the ATM cap.
- Use multiple cash-access methods: Combine ATM withdrawals with retailer cash-back or digital transfers when needed.
Regions Bank ATM Network
Regions operates over 2,000 ATMs across its service region. Many of its machines support deposits, check cashing, balance inquiries, and more, giving customers convenient access to both cash and account services.
Using Regions ATMs is free for customers, but out-of-network withdrawals may trigger third-party surcharge fees in addition to any Regions out-of-network fees.
How Regions Compares to Other Banks
Regions’ $808 ATM withdrawal limit is unique but competitive:
- Wells Fargo: ~$300–$1,500 depending on account
- Discover Bank: $510 daily limit
- Navy Federal Credit Union: Up to $1,000 for some cards
- Chase & Citibank (premium tiers): $2,000–$3,000+ daily limits
For a full comparison across major banks, explore our guide to the best banks with high ATM withdrawal limits.
Tips for Managing Withdrawals With Regions
- Withdraw during business hours if you may need teller assistance for larger amounts.
- Request a temporary increase before travel or major expenses.
- Use secure, well-lit ATMs for larger withdrawals.
- Consider digital payments instead of carrying large amounts of cash.
Final Thoughts
The Regions Bank ATM withdrawal limit of $808 per day works for most customers but may feel restrictive for larger expenses. With thousands of ATMs across its footprint, along with the option to request higher limits or withdraw from a teller, Regions provides several ways to manage your cash needs. If you frequently need $1,000+ daily access, compare Regions with banks offering higher ATM caps.
