Regions Bank is a popular choice across the South and Midwest, offering thousands of branches and ATMs. If you’re a Regions customer, it’s important to understand the daily ATM withdrawal limits, how they work, and what you can do if you need more cash than the standard limit allows.
What Is the Regions Bank ATM Withdrawal Limit?
Regions Bank customers can generally withdraw up to $808 per day from ATMs using their debit card. This limit may vary slightly depending on your account type, card tier, and individual banking history.
While $808 is higher than the $500 cap at some other banks, it’s still below the $1,000+ limits offered by institutions like Chase or Citibank.
Why Does Regions Bank Set a Withdrawal Limit?
ATM withdrawal limits are a standard security feature at all banks. Regions sets its daily cap to reduce the risk of fraud in case a card is lost or stolen, and to manage cash availability at its network of ATMs. These limits protect both the customer and the bank from large unauthorized withdrawals.
How to Increase Your Regions ATM Withdrawal Limit
- Request a temporary increase – Contact Regions customer service or visit a branch to request a higher limit, especially when traveling or making large purchases.
- Upgrade your account – Premium and preferred accounts may qualify for higher ATM and point-of-sale limits.
- Visit a branch – If you need a large cash withdrawal, you can always take it out directly at a teller without being restricted by the ATM cap.
- Use multiple methods – Combine ATM withdrawals with cash-back at retailers or electronic transfers for larger needs.
Regions Bank ATM Network
Regions operates over 2,000 ATMs across its service area, making it convenient for customers to access cash. Many of these machines also offer check cashing, deposits, and advanced features. Using Regions ATMs is free for account holders, but out-of-network usage may trigger third-party fees.
How Regions Compares to Other Banks
Regions’ daily ATM withdrawal limit of $808 is higher than banks like Wells Fargo ($300–$1,500 depending on account) but lower than Navy Federal Credit Union or Chase, which allow up to $1,000–$3,000 for certain customers.
For a full comparison, see our guide on the best banks with high ATM withdrawal limits.
Tips for Managing Withdrawals With Regions
- Withdraw during business hours if you expect to need help from a teller for higher amounts.
- Plan ahead for travel or large purchases by requesting a temporary increase.
- Use secure ATMs in well-lit, monitored areas when taking out close to your daily limit.
- Consider digital payments or transfers for large transactions instead of relying only on cash.
Final Thoughts
The Regions Bank ATM withdrawal limit of $808 per day provides flexibility for most customers, but may be restrictive if you need larger sums. With thousands of ATMs across its footprint and the option to request higher limits or withdraw from a teller, Regions offers plenty of ways to manage your cash needs. If you regularly require higher withdrawals, compare with banks that provide $1,000+ daily access.