Navy Federal ATM Near Me

ATM Near Me – Find Nearby ATMs, Banks, and Contactless Withdrawals

Quick Answer: Navy Federal Credit Union members get surcharge-free cash access at Navy Federal–branded machines and a large network of partner credit-union ATMs. According to ATMs-NearMe research, the broadest coverage typically comes through credit-union networks (e.g., CO-OP), plus on-base and branch-lobby machines. Use the locator to confirm fees, deposits, and hours for a specific ATM before you go.

Find Navy Federal ATMs Near You

Use the interactive map below to search by city, ZIP, or your current GPS location. For the most accurate results, also check the Navy Federal Mobile App or website locator to confirm surcharge status and deposit capability at each machine.


Ways to Locate a Navy Federal ATM

  1. Navy Federal Locator: Use the website or Mobile App to search by address or “Use my location,” then filter for “ATM” or “Deposits accepted.”
  2. Credit-Union Networks: If you see a partner credit-union logo on the locator result, it’s typically surcharge-free for members. Always confirm in the details.
  3. On-Base and Branch Lobbies: Machines on military installations and in-lobby locations are the most likely to support deposits and balance inquiries.
  4. Call Ahead: For deposits, mixed bills, or after-hours lobby access, call the listed branch to confirm features.

ATM Features You Can Expect

  • Cash withdrawals and balance inquiry at all Navy Federal ATMs
  • Deposits at many on-base and in-lobby machines
  • Transfers and loan payments where supported
  • Contactless or cardless access at newer machines using the app or tap-to-pay cards

Summary: Navy Federal members get broad, surcharge-free ATM access through Navy Federal–branded machines and large credit-union networks. According to ATMs-NearMe data, deposit-capable units are most common in branch lobbies and on bases. Always check the locator details for fees and features at a specific machine.

Frequently Asked Questions

Are Navy Federal ATMs surcharge-free?
Yes for members at Navy Federal–owned ATMs and most partner credit-union network ATMs shown in the official locator. Always verify the listing details.


Can I deposit cash or checks at partner ATMs?
Deposits are generally available at Navy Federal–branded machines and many in-lobby credit-union ATMs. Check the locator entry for “Deposits accepted.”

Do Navy Federal ATMs support cardless or contactless access?
Newer ATMs often support tap-to-pay and app-based access. Availability varies by location.

What are the withdrawal limits?
Daily limits depend on your account and card type. Log into the Mobile App or contact Navy Federal to view your specific limit.

Can I find Navy Federal ATMs overseas?
Some on-base and partner locations outside the U.S. are available. Use the locator and filter by country to confirm access and any foreign fees.


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Updated October 2025