Need smaller bills for parking meters, vending machines, or tipping? While most ATMs only give $20s, a growing number of multi-denomination ATMs now let you withdraw $5 bills on demand. If you’ve ever searched for a “small-bill ATM near me,” this 2025 guide explains where to find them, which banks and networks support $5 options, and how to avoid paying extra fees.
Why $5 Bill ATMs Are in Demand
People increasingly prefer flexible cash options over large withdrawals. Whether you’re splitting costs, managing a weekly budget, or paying local vendors, smaller denominations offer more control—and banks are upgrading ATMs nationwide to match that demand.
- Better budgeting: Withdraw only what you need without overspending.
- Local convenience: Great for cafes, parking, and small business payments.
- Less waste: Avoid carrying excess cash or needing to make change.
Learn how banking trends are shifting toward flexible withdrawals in our related post on consumer demand for smaller bill options.
How to Get $5 Bills from an ATM
- Use the “Other Amount” feature: Enter $5, $15, or $25 to test if smaller bills are available.
- Try Smart or Advanced ATMs: Chase, PNC, and Wells Fargo offer “Choose Denominations” at select branches.
- Check your mobile app: Many banks—including Bank of America and US Bank—show ATMs with multiple bill options.
- Use network apps: The Allpoint and MoneyPass ATM locators sometimes list denomination filters under “ATM features.”
Banks and Networks That Offer $5 Withdrawals
Not every ATM offers $5 bills yet, but these banks and networks have rolled out or tested multi-denomination options in select markets:
| Bank / Network | Availability | Notes |
|---|---|---|
| Chase | Yes (Select branches) | Smart ATMs allow $5 and $10 denominations. |
| Wells Fargo | Yes | Multi-denomination ATMs with $5, $10, and $20 options. |
| Bank of America | Partial | Available in high-traffic metro areas and select branches. |
| PNC Bank | Yes | “Customize Bills” option on screen allows $5 access. |
| US Bank | Limited | Urban ATMs with multi-denomination cassettes. |
| Allpoint Network | Varies | Some retail-hosted ATMs (CVS, Walgreens) support $5 bills. |
Where Are $5 ATMs Most Common?
- Inside bank lobbies or branches with upgraded Smart ATMs
- Retail partners like CVS, Walgreens, and Target (via Allpoint Network)
- College campuses and business districts in major cities
- Large airports such as Atlanta, Chicago O’Hare, and Dallas-Fort Worth
How to Avoid Fees on Small Withdrawals
Because $5 withdrawals are small, ATM fees can add up quickly. Here’s how to keep your transactions fee-free:
- Use surcharge-free networks like MoneyPass or Allpoint.
- Choose digital banks such as SoFi, Ally, or Schwab that reimburse all ATM fees monthly.
- Withdraw mixed bills (e.g., $25 or $45) instead of multiple small transactions.
- Get cash back at stores—most debit transactions at grocery or retail locations are fee-free.
Quick Tip: On many Smart ATMs, entering an amount ending in “5” automatically prompts smaller bills if available.
FAQs About $5 Bill ATMs
Can every ATM give $5 bills?
No. Only multi-denomination or Smart ATMs can. Try using “Other Amount” to test availability.
Which banks are best for $5 withdrawals?
Chase, Wells Fargo, and PNC lead the way with Smart ATMs nationwide. Bank of America and US Bank provide partial support in select regions.
Is there a fee for small withdrawals?
Only if you use an out-of-network machine. Digital banks often refund these charges automatically.
Where can I find $5 ATMs internationally?
Some global banks (like HSBC and Barclays) offer multi-denomination ATMs abroad, but $5 (USD) access is mostly limited to U.S. locations.
Can I request mixed bills?
Yes—Smart ATMs often let you combine denominations ($5, $10, $20) under “Choose Denominations.”
Key Takeaway
Finding ATMs that dispense $5 bills is now easier than ever. Look for Smart or multi-denomination ATMs from Chase, Wells Fargo, and PNC, use network filters for accurate locations, and choose fee-free options to make every dollar count.
Related Guides
- ATMs That Dispense $10 Bills Near Me
- Best Banks with High ATM Withdrawal Limits
- Surcharge-Free ATM Networks
- What ATMs Let you Withdraw $1 Bills
Updated November 2025 for 2026 coverage.