Contactless ATMs Near Me (Apple Pay, Google Wallet & Tap-to-Cash Access)

The days of inserting a debit card are fading fast. Now, people want to know: Who has contactless ATMs near me that work with Apple Pay or Google Wallet — and are open right now? This 2025 guide covers exactly that. Learn how tap-enabled ATMs work, which banks and stores support them, and how to find one near you for fast, secure, no-card withdrawals.

What Is a Contactless ATM and How Does It Work?

A contactless ATM lets you withdraw cash by tapping your phone, smartwatch, or contactless debit card — no card slot required. These machines use NFC (Near-Field Communication), the same technology behind Apple Pay and Google Pay. Once tapped, the ATM authenticates your wallet, requests your PIN, and completes your transaction.


  • Open your mobile wallet (Apple Pay, Google Pay, or Samsung Pay).
  • Tap your phone or card against the ATM’s NFC reader.
  • Authenticate with Face ID, fingerprint, or passcode.
  • Enter your PIN for final verification and withdraw cash.

It’s faster, safer, and touch-free. Combined with biometric authentication, contactless ATMs represent the future of secure, convenient cash access.

Which Banks Have Contactless ATMs Near Me?

Major U.S. banks now feature tap-to-withdraw access at thousands of ATMs. If you’re wondering “Who offers contactless ATMs near me?”, start with these leaders:


  • Chase: Offers NFC-enabled ATMs nationwide with Apple Pay, Google Wallet, and Samsung Pay support.
  • Bank of America: Tap your phone or card at upgraded ATMs using popular mobile wallets.
  • Wells Fargo: Lets customers tap their smartphone or debit card for cardless withdrawals.
  • Capital One: Integrates tap-to-pay access through Allpoint and MoneyPass networks.
  • Regional Banks & Credit Unions: Increasingly upgrading ATMs to meet contactless demand in 2025.

Always look for the contactless “wave” symbol on or near the card reader — that’s your signal that tap-to-withdraw is supported.

Where to Find Contactless ATMs at Stores Like Walgreens & CVS

Retailers such as Walgreens and CVS feature thousands of Allpoint and MoneyPass ATMs that now support tap access. That means you can withdraw cash without inserting your card — just use your phone or watch. Many of these ATMs are fee-free if your bank partners with those networks.

See our guide to avoiding ATM surcharges at Walgreens and CVS for network compatibility and fee details.

Why Contactless ATMs Are Safer

Contactless ATMs solve one of the oldest banking risks: card skimming. Since your card never enters the slot, criminals can’t capture your data. Plus, mobile wallets use tokenization — meaning your real card number is never shared. Combined with remote video assistance and biometrics, these ATMs create a secure and seamless experience.


Contactless vs. Cardless ATMs: What’s the Difference?

Both eliminate the need for a physical card — but the technology differs:

  • Contactless ATMs: Use NFC; you tap your phone or card to start the withdrawal.
  • Cardless ATMs: Use a QR code or app-generated code scanned by the ATM.

Both are fast and secure, but contactless is typically quicker since it requires only a single tap rather than scanning a code. Learn more in our Cardless ATM guide.

Who Benefits Most from Contactless ATMs?

  • Mobile wallet users (Apple Pay, Google Pay, Samsung Pay)
  • Travelers who prefer contactless payments
  • People who forget their wallet or debit card
  • Anyone looking for faster, hygienic transactions

How to Find Contactless ATMs Near You

  1. Open your bank’s app and enable “Contactless ATM” filters.
  2. Use Google Maps voice search: “Hey Google, who has contactless ATMs near me that are open now?”
  3. Try network locators for Allpoint or MoneyPass.

The Future of Tap-to-Cash Banking

By 2026, nearly all major banks will offer full tap-to-withdraw support. As part of the evolution toward smart banking hubs, expect ATMs to combine biometrics, contactless access, and AI personalization — making them safer, faster, and completely card-free.

Related Resources

Updated October 2025. Learn which contactless ATMs near you work with Apple Pay, Google Wallet, or tap-enabled cards — and how to access cash faster, safer, and without ever inserting your card.