ATMs in Houston: Find Nearby, Fee-Free & 24-Hour Machines (2025 Guide)

ATM withdrawal

ATMs in Houston: Find Nearby, Fee-Free & 24-Hour Machines (2025 Guide)

Updated November 2025

Need cash in Houston? Whether you’re downtown near Discovery Green, in The Heights, or out in Katy or Sugar Land, finding the nearest ATM in Houston is quick and easy with today’s tools. This updated local guide shows where to locate ATMs, how to avoid surcharges, and which machines support mobile wallets and multi-language access.


Live Map: Locate an ATM Near You in Houston

Use the live map below to see ATMs closest to your current location. Zoom in on your neighborhood or search a zip code for fee-free and 24-hour options.


Looking statewide? Visit the Texas ATM hub for other major cities including Dallas, Austin, and San Antonio.

Top Places to Find ATMs in Houston

1. Downtown Houston

  • Chase, Wells Fargo, and Bank of America branches near Main Street and Discovery Green
  • High-traffic ATMs near convention centers and office towers

2. Houston Airports

  • George Bush Intercontinental (IAH): ATMs in all terminals for domestic and international travelers
  • William P. Hobby (HOU): Multiple ATMs located pre- and post-security

3. Suburban Hotspots

  • Katy Mills, Sugar Land Town Square, and The Woodlands: Shopping areas and grocery stores feature major-bank ATMs and credit-union partners

4. Gas Stations & Pharmacies

  • Shell, Chevron, Exxon, and 7-Eleven often host in-store ATMs for quick withdrawals
  • CVS, Walgreens, and H-E-B frequently feature Allpoint or MoneyPass surcharge-free machines

Featured Bank Networks in Houston

Houston’s major banking network offers thousands of convenient locations across the metro area. For detailed local coverage, explore these guides:

How to Find the Nearest ATM in Houston

  • 📱 Google Maps: Type “ATM near me” and allow location access for live results, reviews, and operating hours.
  • 🏦 Bank Apps: Use apps like Chase, Bank of America, or Regions Bank to find in-network ATMs and avoid surcharges.
  • 💳 Fee-Free Networks: Stick to Allpoint and MoneyPass ATMs inside retail stores and pharmacies for free access.
  • 🌐 Accessibility Tools: Many Houston ATMs now include bilingual interfaces and voice-guided options—see our multi-language ATM accessibility guide.

Want to Withdraw $10 Bills?

Not every ATM dispenses small denominations. If you need $10s instead of $20s, check our updated list of ATMs that dispense $10 bills across Houston and nearby suburbs.

Popular Bank ATM Locations

  • Chase Bank: Heavy presence in Midtown, Galleria, and Downtown Houston.
  • Bank of America: Found near Greenway Plaza, Memorial, and Spring Branch.
  • Wells Fargo: Strong coverage in The Heights, Museum District, and Energy Corridor.
  • Regions Bank & PNC: Available in business zones and suburban retail hubs.

Alternative & Digital Banking ATMs

Using Venmo, Cash App, or another mobile wallet? You can still find compatible ATMs in Houston. See:


ATM Safety Tips in Houston

  • ✅ Stick to ATMs inside banks, airports, or grocery stores when possible.
  • ✅ Cover your PIN and avoid distractions while entering it.
  • ✅ Check for loose card readers or skimmers before inserting your card.
  • ✅ Avoid standalone ATMs late at night or in low-traffic areas.
  • ✅ Use drive-up ATMs or ones with camera surveillance for added security.

FAQs About ATMs in Houston

What ATMs in Houston are fee-free?

Use Allpoint or MoneyPass ATMs inside CVS, H-E-B, or Walgreens to skip surcharges. You can also avoid fees by using your own bank’s machines.

Can I use a foreign debit card at Houston ATMs?

Yes. Most major bank ATMs accept Visa, Mastercard, or Plus cards from abroad, though foreign transaction or conversion fees may apply.


Explore More ATM Resources

Bookmark this 2025 Houston ATM guide to find safe, nearby, and fee-free machines anytime you need cash fast.