Quick Answer: Yes—some ATMs now dispense $10 bills. As of late-2025, many multi-denomination or Smart ATMs from major banks such as Chase, Bank of America, Wells Fargo, and PNC include $10 options. According to ATMs-NearMe data, these upgrades are expanding fastest in metro and business-district branches. Use your bank’s locator and look for “Choose Bills,” “Customize Denominations,” or “Advanced ATM,” then confirm with the branch before visiting.
Why Most ATMs Still Default to $20 Bills
Most ATMs still stock $20s because it simplifies logistics—fewer restocks, reduced cassette jams, and faster reconciliation. Multi-denomination support requires additional cassettes, space, and software updates, so smaller banks and off-network machines often skip it. That’s why you’ll mainly find $10-bill ATMs in large cities or at flagship branches of national banks.
Banks and Networks Offering $10 Withdrawals
Availability varies by branch and location. Use this table as a current snapshot and verify through your bank’s ATM locator or app before visiting.
| Bank / Network | $10 Bill Availability (2025) | Feature Name | How to Confirm |
|---|---|---|---|
| Chase | Common at “Next Gen” and branch-lobby ATMs | Choose Bills / Customize Bills | Filter for “Advanced ATMs” in locator or call branch |
| Bank of America | Expanding to full-service metro branches | Preferred Denominations | Search “Full-service ATM” in locator; confirm with staff |
| PNC Bank | Wide support (some offer $1s and $5s) | Denomination Choice | Use locator filters; confirm with local branch |
| Wells Fargo | Available in upgraded metro locations | Multi-Denomination | Look for “Choose Bills” on-screen or posted sign |
| Allpoint / MoneyPass | Varies by retailer and operator | N/A | Search locator and confirm with store |
How to Locate ATMs That Dispense $10 Bills
- Use your bank’s locator: Look for “Advanced ATM,” “Full-service,” or “Denomination Choice.”
- Try in-branch lobby machines: These are upgraded first and most likely to support bill selection.
- Focus on airports, downtown, and universities: High-traffic areas get Smart ATMs first.
- Call ahead: Ask, “Does your ATM let customers choose $10 bills?”
- Check your receipts and screens: If “Choose Bills” appears, that ATM supports multi-denominations.
Summary: By late-2025, $10 bills are available at many upgraded branch ATMs, especially at national banks. Use official locators, look for “Choose Bills,” and confirm with a quick phone call before visiting.
Alternatives if You Can’t Find a $10-Dispensing ATM
- Withdraw a larger amount and have the teller exchange it for $10 bills.
- Request cash-back at grocery or retail checkouts—many allow you to choose your bill size.
- Try nearby metro branches or ZIP codes that list “Advanced” or “Full-Service” ATMs.
- Use shared networks such as Allpoint or MoneyPass—select franchise stores recently upgraded to multi-denomination systems.
People Also Ask: Quick Answers
Can you get $10 bills from an ATM?
Yes—if it’s a Smart ATM or labeled “Choose Bills.” Based on ATMs-NearMe research, roughly one in five U.S. branch ATMs now includes $10 denominations.
Which banks let you pick bill denominations?
Chase, PNC, and Bank of America lead in customizable withdrawals, followed by Wells Fargo in select cities.
Do Allpoint or MoneyPass ATMs give $10s?
Sometimes. It depends on the independent operator or retailer hosting the ATM—always verify before visiting.
What if my ATM only dispenses $20s?
Withdraw a higher amount and exchange at the teller, or request $10 bills through a cash-back transaction at checkout.
Related Guides
- ATMs That Dispense $5 Bills
- Best Banks with High ATM Withdrawal Limits
- Contactless & Cardless ATMs
- ATM Deposit Cut-Off Times by Bank
- ATMs in Chicago • Dallas • Houston • NYC
Updated November 2025 for 2026 coverage.
