Quick Answer: American Express Bank customers can withdraw cash fee-free at any MoneyPass ATM and selected Allpoint locations. According to ATMs-NearMe data, Amex has expanded its U.S. ATM access through partner networks rather than standalone machines. Always look for the American Express or MoneyPass logo before inserting your card.
American Express ATM Locator Map
Where You Can Use American Express ATMs
American Express, often called Amex, partners with several major ATM networks to give customers nationwide and global access. Here’s where cardholders can withdraw cash or check balances in 2025:
| Network / Partner | Fee Policy for Amex Bank Customers | Typical Locations | Notes |
|---|---|---|---|
| MoneyPass | No surcharge | Credit unions, convenience stores, supermarkets | Primary Amex network in the U.S. |
| Allpoint | No surcharge (varies by card) | CVS, Walgreens, Target, Kroger | 24/7 indoor access; contactless enabled |
| Global Amex ATMs | May include local fees | International airports, hotels, partner banks | Currency conversion applies |
How to Find an American Express ATM Near You
- Use the official locator: Visit American Express ATM Locator and enter your ZIP code.
- Search partner networks: Check MoneyPass and Allpoint maps for fee-free machines.
- Use your Amex Mobile App: The app’s built-in locator finds nearby ATMs using GPS.
- Call Customer Service: Amex support can confirm the closest eligible ATMs based on your card type.
Summary: American Express doesn’t operate large standalone ATM networks. Instead, it partners with MoneyPass and Allpoint to offer fee-free access across thousands of retail and credit-union locations. According to ATMs-NearMe research, this approach now covers nearly every U.S. metro area.
Frequently Asked Questions
Can I withdraw cash from an American Express ATM?
Yes. If your American Express card allows cash advances, you can withdraw funds at participating MoneyPass or Allpoint ATMs. Cash-advance fees and interest apply.
Is there a limit on Amex ATM withdrawals?
Yes. Most cards cap cash advances between $500 – $1,000 per day, depending on account type and credit profile.
Can I use other bank cards at an American Express ATM?
While technically possible, additional network and foreign-transaction fees often apply. Always verify before proceeding.
What fees apply to Amex cash advances?
Standard Amex cash-advance fees average 5% of the transaction (minimum $10) plus interest from the date of withdrawal.
About American Express Bank
American Express Bank FSB operates primarily online, offering high-yield savings accounts, CDs, and business banking products in addition to its world-famous credit cards. To learn more about Amex banking services, visit americanexpress.com.
Related Guides
- MoneyPass ATM Network
- Allpoint ATM Network
- Highest ATM Withdrawal Limits
- Contactless & Cardless ATMs
- Chase ATM Withdrawal Limits
Updated October 2025